4 live cases / 120 day horizon
Open Queue
420 cases sit inside the next 120 days, with policy review leading the queue.
Open actionable cases413Expected delta£1.5MDelta worst firstApproval backlog124 pending / 8 awaiting submissionException review20Manual review route
PackPublished operating packEffective 30 Mar, 23:44
CycleBase Market
FreshnessData lagging30 Mar 2026 / Input evidence is lagging the active operating date and should be reviewed.Review loadReview load4 pending / 8 awaiting submission
Amelia ClarkePortfolio Manager
Current session
Amelia Clarke
Portfolio Manager
Authority switching remains inside internal controls. The operating shell shows only the active role and release context.
Reset
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Queue pressure
420 live cases in scope
Largest Route Shift127 cases are moving from Trade Sale Disposal to Re Lease, carrying £355,144.Highest Blocked Value PocketAmelia Clarke holds 103 negative equity escalation trigger cases carrying £421,152.
Route Shift Matrix
Re Lease
Extend 12M
Manual Review
Trade Sale
Digital Retail
Trade Sale
127£355.1K81£523.9K
3£10.4K1£1.6K
Auction
46£168.9K34£247.6K20-£6.7K
Digital Retail
51£88.3K16£88K
Re Lease
34£0
Blocker Matrix
Negative Equity
12-month extension age ceiling
Rework
Approval Pack
Amelia Clarke
103£421.2K
32£122K2£9.9K
George Patel
94£332.7K40£147.1K2£10.8K
Sophie Bennett
113£375.4K
22£51.2K4£1.3K
Due Cliff
14 Days£186.4K
54 cases4 pending release9 rework
30 Days£183.5K
43 cases0 pending release10 rework
60 Days£413.2K
111 cases0 pending release25 rework
Action ledger
4 live cases in scope
CaseDue / FreshnessRoute MoveDeltaRelease GateOwnerNext Action
Case 00097 / Daniel RobertsOpen
Volkswagen Transporter / Van
Due 02 Jun 26Touched today
Auction to Extend 12 MonthsApproval return
£10KPriority 99
Pending validator releasePending Validator Release
Amelia Clarkeblocked
Await second-line releasePending Validator Release
Case 00095 / Thomas FosterOpen
Volkswagen Golf / Hatchback
Due 26 Jun 26Touched today
Auction to Re-LeaseApproval return
£1.8KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00092 / Leo SinghOpen
Toyota Yaris / Hatchback
Due 20 Jul 26Touched today
Auction to Re-LeaseApproval return
£1.6KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00086 / Theo MurphyOpen
Kia EV6 / EV
Due 02 Jun 26Touched today
Auction to Re-LeaseApproval return
£3.4KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Selected Case
Case 00097 / Daniel Roberts
Volkswagen Transporter / HP / Van
Amelia ClarkePriority 99
Open full dossier
Route move
Auction to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£10K
Release call
Pending validator release
Next action
Await second-line release
Timing
02 Jun 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.5K
Re Lease does not displace the lead route because it trails by £2,518; it remains in review-required posture.
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£8K
Retained Value£10.6K£18.6K
Channel Cost£140£18.7K
VT Risk£1.2£18.7K
Servicing Load-£61.9£18.6K
Time Drag-£661.6£18K
Recommended route value£10K£18K
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Route Comparison
RouteStatusRelease GateDeltaValueRationaleConstraint
Extend 12 MonthsLead / Selected / RecommendedApproval required / Validator£10K£18K
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
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Re LeasePermittedApproval required / Validator£7.5K£15.5K
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
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Extend 6 MonthsPermittedApproval required / Validator£6.7K£14.7K
6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
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Trade Sale DisposalPermittedApproval required / Validator£424.7£8.4K
Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner.
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Auction DisposalBaseline / Current PlanApproval required / Validator£0£8K
Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner.
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