Queue pressure
420 live cases in scope
Largest Route Shift127 cases are moving from Trade Sale Disposal to Re Lease, carrying £355,144.Highest Blocked Value PocketAmelia Clarke holds 103 negative equity escalation trigger cases carrying £421,152.
Route Shift Matrix
Blocker Matrix
Negative Equity
12-month extension age ceiling
Rework
Approval Pack
Due Cliff
Action ledger
4 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Volkswagen Transporter / Van | Due 02 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 99 | Pending validator releasePending Validator Release | Amelia Clarkeblocked | Await second-line releasePending Validator Release |
Volkswagen Golf / Hatchback | Due 26 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Toyota Yaris / Hatchback | Due 20 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.6KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Kia EV6 / EV | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.4KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Selected Case
Case 00095 / Thomas Foster
Volkswagen Golf / PCP / Hatchback
Route move
Auction to Re-Lease
Lead route
Re-Lease
Expected delta
£1.8K
Release call
Pending validator release
Next action
Await second-line release
Timing
26 Jun 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £329.5
Extend 12 Months does not displace the lead route because it trails by £330; it remains in review-required posture.
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£3.7K
Retained Value£1.8K£5.5K
Channel Cost£185£5.7K
VT Risk-£14.3£5.6K
Servicing Load-£61.5£5.6K
Time Drag-£120.4£5.5K
Recommended route value£1.8K£5.5K
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Route Comparison
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £1.8K | £5.5K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.4K | £5.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.3K | £5K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Permitted | Approval required / Validator | £650.9 | £4.4K | Digital retail is carrying the best net disposal value for this hatchback unit after timing, fees, and residual drag are applied. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £245.4 | £4K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
Operations watch
Queue watch
Capacity watch
Owner concentration
Pending release
Case 00129Sophie WalkerNissan Qashqai / HP / SUV
-£201.3Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
Sophie BennettUpdated 30 Mar, 23:44
Case 00122Ava KhanNissan Qashqai / PCP / SUV
-£122.5Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
George PatelUpdated 30 Mar, 23:44
Case 00118Leo SinghMercedes-Benz C 220 / HP / Premium
-£262.5Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
Amelia ClarkeUpdated 30 Mar, 23:44
Case 00096Ava KhanVolkswagen Golf / PCP / Hatchback
-£93.3Due in 14 Days / Approval Pack NeededTouched today
Approval Pack Needed
Sophie BennettUpdated 30 Mar, 23:44
Returned for rework
Case 00216Theo MurphyTesla Model 3 / PCP / EV
£2.8KDue in 60 Days / Returned for ReworkTouched today
Returned for Rework
Sophie BennettUpdated 30 Mar, 23:44
Case 00142Grace GrahamMercedes-Benz Vito / PCP / Van
£3.8KDue in 14 Days / Returned for ReworkTouched today
Returned for Rework
Amelia ClarkeUpdated 30 Mar, 23:44
Case 00128Oliver PriceKia EV6 / HP / EV
£5.5KDue in 30 Days / Returned for ReworkTouched today
Returned for Rework
George PatelUpdated 30 Mar, 23:44
Case 00103Sophie WalkerVolkswagen Golf / HP / Hatchback
£5.4KDue in 30 Days / Returned for ReworkTouched today
Returned for Rework
Amelia ClarkeUpdated 30 Mar, 23:44
Recent movement
Overrode to Extend 6 Months30 Mar, 23:44
VF-26-00041 / George Patel
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00242 / Amelia Clarke
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00038 / Sophie Bennett
Case now Overridden / Manager Override
Overrode to Digital Retail Disposal30 Mar, 23:44
VF-26-00317 / George Patel
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00409 / Amelia Clarke
Case now Overridden / Manager Override
Escalated for manual review30 Mar, 23:44
VF-26-00129 / George Patel
Case now Escalated / Treatment Or Policy Exception
Escalated for manual review30 Mar, 23:44
VF-26-00122 / Amelia Clarke
Case now Escalated / Treatment Or Policy Exception
Escalated for manual review30 Mar, 23:44
VF-26-00118 / Sophie Bennett
Case now Escalated / Treatment Or Policy Exception