4 live cases / 120 day horizon
Open Queue
420 cases sit inside the next 120 days, with policy review leading the queue.
Open actionable cases413Expected delta£1.5MDelta worst firstApproval backlog124 pending / 8 awaiting submissionException review20Manual review route
PackPublished operating packEffective 30 Mar, 23:44
CycleBase Market
FreshnessData lagging30 Mar 2026 / Input evidence is lagging the active operating date and should be reviewed.Review loadReview load4 pending / 8 awaiting submission
Amelia ClarkePortfolio Manager
Current session
Amelia Clarke
Portfolio Manager
Authority switching remains inside internal controls. The operating shell shows only the active role and release context.
Reset
More filtersnone
Queue pressure
420 live cases in scope
Largest Route Shift127 cases are moving from Trade Sale Disposal to Re Lease, carrying £355,144.Highest Blocked Value PocketAmelia Clarke holds 103 negative equity escalation trigger cases carrying £421,152.
Route Shift Matrix
Re Lease
Extend 12M
Manual Review
Trade Sale
Digital Retail
Trade Sale
127£355.1K81£523.9K
3£10.4K1£1.6K
Auction
46£168.9K34£247.6K20-£6.7K
Digital Retail
51£88.3K16£88K
Re Lease
34£0
Blocker Matrix
Negative Equity
12-month extension age ceiling
Rework
Approval Pack
Amelia Clarke
103£421.2K
32£122K2£9.9K
George Patel
94£332.7K40£147.1K2£10.8K
Sophie Bennett
113£375.4K
22£51.2K4£1.3K
Due Cliff
14 Days£186.4K
54 cases4 pending release9 rework
30 Days£183.5K
43 cases0 pending release10 rework
60 Days£413.2K
111 cases0 pending release25 rework
Action ledger
4 live cases in scope
CaseDue / FreshnessRoute MoveDeltaRelease GateOwnerNext Action
Case 00097 / Daniel RobertsOpen
Volkswagen Transporter / Van
Due 02 Jun 26Touched today
Auction to Extend 12 MonthsApproval return
£10KPriority 99
Pending validator releasePending Validator Release
Amelia Clarkeblocked
Await second-line releasePending Validator Release
Case 00095 / Thomas FosterOpen
Volkswagen Golf / Hatchback
Due 26 Jun 26Touched today
Auction to Re-LeaseApproval return
£1.8KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00092 / Leo SinghOpen
Toyota Yaris / Hatchback
Due 20 Jul 26Touched today
Auction to Re-LeaseApproval return
£1.6KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00086 / Theo MurphyOpen
Kia EV6 / EV
Due 02 Jun 26Touched today
Auction to Re-LeaseApproval return
£3.4KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Selected Case
Case 00092 / Leo Singh
Toyota Yaris / PCP / Hatchback
George PatelPriority 99
Open full dossier
Route move
Auction to Re-Lease
Lead route
Re-Lease
Expected delta
£1.6K
Release call
Pending validator release
Next action
Await second-line release
Timing
20 Jul 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £190.1
Extend 12 Months does not displace the lead route because it trails by £190; it remains in review-required posture.
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£2.2K
Retained Value£1.6K£3.8K
Channel Cost£185£4K
VT Risk-£14.3£4K
Servicing Load-£98£3.9K
Time Drag-£103.3£3.8K
Recommended route value£1.6K£3.8K
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Route Comparison
RouteStatusRelease GateDeltaValueRationaleConstraint
Re LeaseLead / Selected / RecommendedApproval required / Validator£1.6K£3.8K
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
-
Extend 12 MonthsPermittedApproval required / Validator£1.4K£3.6K
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
-
Extend 6 MonthsPermittedApproval required / Validator£1.2K£3.4K
6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
-
Trade Sale DisposalPermittedApproval required / Validator£190.6£2.4K
Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.
-
Manual Exception ReviewPermittedApproval required / Validator-£78.4£2.1K
Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.
-