Queue pressure
420 live cases in scope
Largest Route Shift127 cases are moving from Trade Sale Disposal to Re Lease, carrying £355,144.Highest Blocked Value PocketAmelia Clarke holds 103 negative equity escalation trigger cases carrying £421,152.
Route Shift Matrix
Blocker Matrix
Negative Equity
12-month extension age ceiling
Rework
Approval Pack
Due Cliff
Action ledger
12 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Nissan Qashqai / SUV | Due 13 Jun 26Touched today | Auction to Manual ReviewApproval return | -£201.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Nissan Qashqai / SUV | Due 14 Jun 26Touched today | Auction to Manual ReviewApproval return | -£122.5Priority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Mercedes-Benz C 220 / Premium | Due 19 Jul 26Touched today | Auction to Manual ReviewApproval return | -£262.5Priority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Volkswagen Golf / Hatchback | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£93.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Tesla Model 3 / EV | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£606.4Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Volkswagen Transporter / Van | Due 02 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 99 | Pending validator releasePending Validator Release | Amelia Clarkeblocked | Await second-line releasePending Validator Release |
Volkswagen Golf / Hatchback | Due 26 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Toyota Yaris / Hatchback | Due 20 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.6KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Kia EV6 / EV | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.4KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Audi A4 / Premium | Due 05 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.9KPriority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Volkswagen Transporter / Van | Due 05 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £10.2KPriority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Selected Case
Case 00027 / Benjamin Ellis
Hyundai Tucson / PCP / SUV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.2K
Release call
Approval pack required
Next action
Submit selected route for approval
Timing
03 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / In Review / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £507.6
Extend 12 Months does not displace the lead route because it trails by £508; it remains in review-required posture.
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£8.9K
Retained Value£2.1K£11K
Channel Cost£110£11.1K
VT Risk-£3£11.1K
Servicing Load-£20£11K
Time Drag-£3.5£11K
Recommended route value£2.2K£11K
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Recommendation accepted.
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Negative equity escalation trigger
Approvalwatch
Approval packaging is still required before execution.
Separation of Dutiesready
Approval required before submission
Operating Notewatch
No operating note has been left on the case yet.
Route Comparison
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.2K | £11K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.7K | £10.5K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.6K | £10.4K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £8.9K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£451.4 | £8.4K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
Operations watch
Queue watch
Capacity watch
Owner concentration
Pending release
Case 00129Sophie WalkerNissan Qashqai / HP / SUV
-£201.3Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
Sophie BennettUpdated 30 Mar, 23:44
Case 00122Ava KhanNissan Qashqai / PCP / SUV
-£122.5Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
George PatelUpdated 30 Mar, 23:44
Case 00118Leo SinghMercedes-Benz C 220 / HP / Premium
-£262.5Beyond 60 Days / Approval Pack NeededTouched today
Approval Pack Needed
Amelia ClarkeUpdated 30 Mar, 23:44
Case 00096Ava KhanVolkswagen Golf / PCP / Hatchback
-£93.3Due in 14 Days / Approval Pack NeededTouched today
Approval Pack Needed
Sophie BennettUpdated 30 Mar, 23:44
Returned for rework
Case 00216Theo MurphyTesla Model 3 / PCP / EV
£2.8KDue in 60 Days / Returned for ReworkTouched today
Returned for Rework
Sophie BennettUpdated 30 Mar, 23:44
Case 00142Grace GrahamMercedes-Benz Vito / PCP / Van
£3.8KDue in 14 Days / Returned for ReworkTouched today
Returned for Rework
Amelia ClarkeUpdated 30 Mar, 23:44
Case 00128Oliver PriceKia EV6 / HP / EV
£5.5KDue in 30 Days / Returned for ReworkTouched today
Returned for Rework
George PatelUpdated 30 Mar, 23:44
Case 00103Sophie WalkerVolkswagen Golf / HP / Hatchback
£5.4KDue in 30 Days / Returned for ReworkTouched today
Returned for Rework
Amelia ClarkeUpdated 30 Mar, 23:44
Recent movement
Overrode to Extend 6 Months30 Mar, 23:44
VF-26-00041 / George Patel
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00242 / Amelia Clarke
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00038 / Sophie Bennett
Case now Overridden / Manager Override
Overrode to Digital Retail Disposal30 Mar, 23:44
VF-26-00317 / George Patel
Case now Overridden / Manager Override
Overrode to Trade Sale Disposal30 Mar, 23:44
VF-26-00409 / Amelia Clarke
Case now Overridden / Manager Override
Escalated for manual review30 Mar, 23:44
VF-26-00129 / George Patel
Case now Escalated / Treatment Or Policy Exception
Escalated for manual review30 Mar, 23:44
VF-26-00122 / Amelia Clarke
Case now Escalated / Treatment Or Policy Exception
Escalated for manual review30 Mar, 23:44
VF-26-00118 / Sophie Bennett
Case now Escalated / Treatment Or Policy Exception