Case Workbench

Single-case route review is armed without the surrounding queue chrome.

Selected caseCase 00092Jack Davies

Expected delta£1.6KToyota Yaris

Next actionRework CaseRework returned case

Selected case

Keep the dossier in focus while the scoped case remains visible beside it.

Case 00092Jack Davies

Jack Davies / Hatchback / Auction

£1.6K

Due 24 Jul 26

Auction to Re-Lease

Approval return / Rework returned case / Validator release returned the case, so the route recommendation now needs a fresh operator decision.

George PatelReturned for rework before releaseReturned for Rework

Open dossier

Case Actioning

Amelia ClarkePortfolio Manager / Rejected / Rejected

Approval Required / Validator approval is required before execution.

Case 00092 / Toyota Yaris

Jack Davies / PCP / Hatchback

George PatelPriority 136Touched 31 Mar, 14:23

Toyota Yaris / Auction to Re-Lease

Open decision run Open dossier

Recommended Route

Re-Lease

Auction to Re-Lease

Release Call

Returned for rework

Operator Call

Rework returned case

Expected Delta

£1.6K

Due

24 Jul 26

Touched 31 Mar, 14:23

Recommended Route

Re-Lease

Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.

Closest Alternative

Extend 12 Months

Gap £190.1

Extend 12 Months does not displace the lead route because it trails by £190; it remains in review-required posture.

Returned for rework

Commercial Waterfall

ItemMovementRunning Value

Baseline route-£2.2K

Retained Value£1.6K£3.8K

Channel Cost£185£4K

VT Risk-£14.3£4K

Servicing Load-£98£3.9K

Time Drag-£103.3£3.8K

Recommended route value£1.6K£3.8K

Release Interlocks

Evidencewatch

3 source inputs need review before actioning.

Policywatch

Irregular payment review trigger

Approvalblocked

Second-line release returned the case for rework.

Separation of Dutiesready

Returned for rework

Operating Noteready

Release pack held on Auction Disposal because residual pressure of £5.5K still needs validator sign-off.

Change Since Publication

Second-line release returned the case for rework.

Latest case history update landed after publication: Approval rejected.

Route	Status	Release Gate	Delta	Value	Rationale	Constraint
Re Lease	Lead / Selected / Permitted	Approval required / Validator	£1.6K	£3.8K	Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.	-
Extend 12 Months	Permitted	Approval required / Validator	£1.4K	£3.6K	12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Extend 6 Months	Permitted	Approval required / Validator	£1.2K	£3.4K	6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Trade Sale Disposal	Permitted	Approval required / Validator	£190.6	£2.4K	Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.	-
Manual Exception Review	Permitted	Approval required / Validator	-£78.4	£2.1K	Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.	-
Auction Disposal	Baseline / Current Plan	Approval required / Validator	£0	£2.2K	Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision.	-
Digital Retail Disposal	Blocked	Approval required / Validator	£487.9	£2.7K	Blocked by policy: Retail mileage overrun ceiling.	Blocked by Retail mileage overrun ceiling.

Case 00092 / Toyota Yaris

Jack Davies / PCP / Hatchback

George PatelPriority 136Touched 31 Mar, 14:23

Toyota Yaris / Auction to Re-Lease

Open decision run Open dossier

Recommended Route

Re-Lease

Auction to Re-Lease

Release Call

Returned for rework

Operator Call

Rework returned case

Expected Delta

£1.6K

Due

24 Jul 26

Touched 31 Mar, 14:23

Amelia ClarkePortfolio Manager / Rejected / Rejected

Approval Required / Validator approval is required before execution.

Recommended Route

Re-Lease

Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.

Closest Alternative

Extend 12 Months

Gap £190.1

Extend 12 Months does not displace the lead route because it trails by £190; it remains in review-required posture.

Returned for rework

Commercial Waterfall

ItemMovementRunning Value

Baseline route-£2.2K

Retained Value£1.6K£3.8K

Channel Cost£185£4K

VT Risk-£14.3£4K

Servicing Load-£98£3.9K

Time Drag-£103.3£3.8K

Recommended route value£1.6K£3.8K

Release Interlocks

Evidencewatch

3 source inputs need review before actioning.

Policywatch

Irregular payment review trigger

Approvalblocked

Second-line release returned the case for rework.

Separation of Dutiesready

Returned for rework

Operating Noteready

Release pack held on Auction Disposal because residual pressure of £5.5K still needs validator sign-off.

Change Since Publication

Second-line release returned the case for rework.

Latest case history update landed after publication: Approval rejected.

Route	Status	Release Gate	Delta	Value	Rationale	Constraint
Re Lease	Lead / Selected / Permitted	Approval required / Validator	£1.6K	£3.8K	Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.	-
Extend 12 Months	Permitted	Approval required / Validator	£1.4K	£3.6K	12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Extend 6 Months	Permitted	Approval required / Validator	£1.2K	£3.4K	6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Trade Sale Disposal	Permitted	Approval required / Validator	£190.6	£2.4K	Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.	-
Manual Exception Review	Permitted	Approval required / Validator	-£78.4	£2.1K	Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.	-
Auction Disposal	Baseline / Current Plan	Approval required / Validator	£0	£2.2K	Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision.	-
Digital Retail Disposal	Blocked	Approval required / Validator	£487.9	£2.7K	Blocked by policy: Retail mileage overrun ceiling.	Blocked by Retail mileage overrun ceiling.