7 live cases / 120 day horizon
Open Queue
Policy review pressure is holding the active queue before release.
Open actionable cases393Expected delta£1.5MDelta worst firstApproval backlog74 pending / 3 awaiting submissionException review0Manual review route
PackPublished operating packEffective 30 Mar, 23:44
CycleBase Market
FreshnessData lagging30 Mar 2026 / Input evidence is lagging the active operating date and should be reviewed.Review loadReview load4 pending / 3 awaiting submission
Amelia ClarkePortfolio Manager
Current session
Amelia Clarke
Portfolio Manager
Authority switching remains inside internal controls. The operating shell shows only the active role and release context.
Reset
More filtersReview required
Queue pressure
400 live cases in scope
Largest Route Shift127 cases are moving from Trade Sale Disposal to Re Lease, carrying £355,144.Highest Blocked Value PocketAmelia Clarke holds 103 negative equity escalation trigger cases carrying £421,152.
Route Shift Matrix
Re Lease
Extend 12M
Trade Sale
Digital Retail
Extend 6M
Trade Sale
127£355.1K81£523.9K3£10.4K1£1.6K1£3K
Auction
46£168.9K34£247.6K
Digital Retail
51£88.3K16£88K
Re Lease
34£0
Blocker Matrix
Negative Equity
12-month extension age ceiling
Rework
Validator Release
George Patel
94£332.7K36£148.7K3£6.7K
Amelia Clarke
103£421.2K
28£123K1£10K
Sophie Bennett
113£375.4K
19£51.8K
Due Cliff
14 Days£187.5K
51 cases2 pending release8 rework
30 Days£183.5K
43 cases0 pending release10 rework
60 Days£415.6K
105 cases0 pending release21 rework
Action ledger
7 live cases in scope
CaseDue / FreshnessRoute MoveDeltaRelease GateOwnerNext Action
Case 00097 / Daniel RobertsOpen
Volkswagen Transporter / Van
Due 02 Jun 26Touched today
Auction to Extend 12 MonthsApproval return
£10KPriority 99
Pending validator releasePending Validator Release
Amelia Clarkeblocked
Await second-line releasePending Validator Release
Case 00095 / Thomas FosterOpen
Volkswagen Golf / Hatchback
Due 26 Jun 26Touched today
Auction to Re-LeaseApproval return
£1.8KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00092 / Leo SinghOpen
Toyota Yaris / Hatchback
Due 20 Jul 26Touched today
Auction to Re-LeaseApproval return
£1.6KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00086 / Theo MurphyOpen
Kia EV6 / EV
Due 02 Jun 26Touched today
Auction to Re-LeaseApproval return
£3.4KPriority 99
Pending validator releasePending Validator Release
George Patelblocked
Await second-line releasePending Validator Release
Case 00068 / Ruby ClarkeOpen
Audi A4 / Premium
Due 05 Jul 26Touched today
Trade Sale to Extend 12 MonthsApproval return
£10.9KPriority 99
Approval pack requiredApproval Pack Needed
George Patelblocked
Submit selected route for approvalApproval Pack Needed
Case 00052 / Amelia BennettOpen
Volkswagen Transporter / Van
Due 05 Apr 26Touched today
Auction to Extend 12 MonthsApproval return
£10.2KPriority 99
Approval pack requiredApproval Pack Needed
Amelia Clarkeblocked
Submit selected route for approvalApproval Pack Needed
Case 00027 / Benjamin EllisOpen
Hyundai Tucson / SUV
Due 03 Apr 26Touched today
Trade Sale to Re-LeaseApproval return
£2.2KPriority 99
Approval pack requiredApproval Pack Needed
Sophie Bennettblocked
Submit selected route for approvalApproval Pack Needed
Selected Case
Case 00097 / Daniel Roberts
Volkswagen Transporter / HP / Van
Amelia ClarkePriority 99
Open full dossier
Route move
Auction to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£10K
Release call
Pending validator release
Next action
Await second-line release
Timing
02 Jun 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.5K
Re Lease does not displace the lead route because it trails by £2,518; it remains in review-required posture.
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£8K
Retained Value£10.6K£18.6K
Channel Cost£140£18.7K
VT Risk£1.2£18.7K
Servicing Load-£61.9£18.6K
Time Drag-£661.6£18K
Recommended route value£10K£18K
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Route Comparison
RouteStatusRelease GateDeltaValueRationaleConstraint
Extend 12 MonthsLead / Selected / RecommendedApproval required / Validator£10K£18K
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
-
Re LeasePermittedApproval required / Validator£7.5K£15.5K
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
-
Extend 6 MonthsPermittedApproval required / Validator£6.7K£14.7K
6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
-
Trade Sale DisposalPermittedApproval required / Validator£424.7£8.4K
Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner.
-
Auction DisposalBaseline / Current PlanApproval required / Validator£0£8K
Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner.
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