Fable Workbench | Portfolio Actioning

Case Actioning

Case 00229 / Kia EV6

Oliver Graham / PCP / EV

Amelia ClarkePriority 138Touched 14 Apr, 20:04

Kia EV6 / Trade Sale to Re-Lease

Open decision run Open dossier

Recommended Route

Re-Lease

Trade Sale to Re-Lease

Release Call

Pending validator release

Operator Call

Await validator release

Expected Delta

£2.7K

Due

19 Jun 26

Touched 14 Apr, 20:04

Recommended Route

Re-Lease

Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.

Closest Alternative

Extend 12 Months

Gap £336.7

Extend 12 Months does not displace the lead route because it trails by £337; it remains in review-required posture.

Pending validator release

Commercial Waterfall

ItemMovementRunning Value

Baseline route-£8.8K

Retained Value£2.7K£11.4K

Channel Cost£110£11.6K

Servicing Load-£20£11.5K

Time Drag-£78.3£11.5K

Recommended route value£2.7K£11.5K

Release Interlocks

Evidencewatch

1 source inputs need review before actioning.

Policywatch

Auction fallback threshold

Approvalblocked

Second-line release is still pending.

Separation of Dutiesready

Awaiting second-line release

Operating Noteready

Release pack held on Trade Sale Disposal because residual pressure of £13.4K still needs validator sign-off.

Change Since Publication

Case activity moved after the active publication at 01 Apr, 09:20.

Latest case history update landed after publication: Approval requested.

Route	Status	Release Gate	Delta	Value	Rationale	Constraint
Re Lease	Lead / Selected / Permitted	Approval required / Validator	£2.7K	£11.5K	Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.	-
Extend 12 Months	Permitted	Approval required / Validator	£2.3K	£11.1K	12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Extend 6 Months	Permitted	Approval required / Validator	£2K	£10.8K	6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Trade Sale Disposal	Baseline / Current Plan	Approval required / Validator	£0	£8.8K	Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.	-
Auction Disposal	Permitted	Approval required / Validator	-£488	£8.3K	Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision.	-
Manual Exception Review	Permitted	Approval required / Validator	-£767.3	£8K	Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.	-
Digital Retail Disposal	Blocked	Release clear	£884	£9.7K	Blocked by policy: Digital retail segment eligibility.	Blocked by Digital retail segment eligibility.

Case 00229 / Kia EV6

Oliver Graham / PCP / EV

Amelia ClarkePriority 138Touched 14 Apr, 20:04

Kia EV6 / Trade Sale to Re-Lease

Open decision run Open dossier

Recommended Route

Re-Lease

Trade Sale to Re-Lease

Release Call

Pending validator release

Operator Call

Await validator release

Expected Delta

£2.7K

Due

19 Jun 26

Touched 14 Apr, 20:04

Amelia ClarkePortfolio Manager / Approval Required / Pending Approval

Approval Pending / Validator approval is required before execution.

Recommended Route

Re-Lease

Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.

Closest Alternative

Extend 12 Months

Gap £336.7

Extend 12 Months does not displace the lead route because it trails by £337; it remains in review-required posture.

Pending validator release

Commercial Waterfall

ItemMovementRunning Value

Baseline route-£8.8K

Retained Value£2.7K£11.4K

Channel Cost£110£11.6K

Servicing Load-£20£11.5K

Time Drag-£78.3£11.5K

Recommended route value£2.7K£11.5K

Release Interlocks

Evidencewatch

1 source inputs need review before actioning.

Policywatch

Auction fallback threshold

Approvalblocked

Second-line release is still pending.

Separation of Dutiesready

Awaiting second-line release

Operating Noteready

Release pack held on Trade Sale Disposal because residual pressure of £13.4K still needs validator sign-off.

Change Since Publication

Case activity moved after the active publication at 01 Apr, 09:20.

Latest case history update landed after publication: Approval requested.

Route	Status	Release Gate	Delta	Value	Rationale	Constraint
Re Lease	Lead / Selected / Permitted	Approval required / Validator	£2.7K	£11.5K	Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.	-
Extend 12 Months	Permitted	Approval required / Validator	£2.3K	£11.1K	12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Extend 6 Months	Permitted	Approval required / Validator	£2K	£10.8K	6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.	-
Trade Sale Disposal	Baseline / Current Plan	Approval required / Validator	£0	£8.8K	Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.	-
Auction Disposal	Permitted	Approval required / Validator	-£488	£8.3K	Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision.	-
Manual Exception Review	Permitted	Approval required / Validator	-£767.3	£8K	Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.	-
Digital Retail Disposal	Blocked	Release clear	£884	£9.7K	Blocked by policy: Digital retail segment eligibility.	Blocked by Digital retail segment eligibility.

Cases