| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Recommended | Approval required / Validator | £10.2K | £17.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £7.5K | £14.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.8K | £13.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £395.1 | £7.3K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.9K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Lead / Selected / Permitted | Approval required / Validator | -£216.6 | £6.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £8K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Recommended | Approval required / Validator | £10.2K | £17.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £7.5K | £14.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.8K | £13.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £395.1 | £7.3K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.9K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Lead / Selected / Permitted | Approval required / Validator | -£216.6 | £6.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £8K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |