Cases
Cases
4 live cases require action in the current scope.
ViewPending Release4 in scope
Ready Now04 awaiting release
Approval Backlog44 pending release / 8 awaiting submission.
Value At Risk£17.6KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
4 live cases in scope
Case 00095Thomas Foster
Thomas Foster / Volkswagen Golf / Hatchback
£1.8K
Due 26 Jun 26
Auction to Re-Lease
Approval return · Await second-line release · Pending Validator Release
George PatelPending validator releasePending Validator Release
Case 00092Leo Singh
Leo Singh / Toyota Yaris / Hatchback
£1.6K
Due 20 Jul 26
Auction to Re-Lease
Approval return · Await second-line release · Pending Validator Release
George PatelPending validator releasePending Validator Release
Case 00086Theo Murphy
Theo Murphy / Kia EV6 / EV
£3.4K
Due 02 Jun 26
Auction to Re-Lease
Approval return · Await second-line release · Pending Validator Release
George PatelPending validator releasePending Validator Release
Case 00068Ruby Clarke
Ruby Clarke / Audi A4 / Premium
£10.9K
Due 05 Jul 26
Trade Sale to Extend 12 Months
Approval return · Submit selected route for approval · Approval Pack Needed
George PatelApproval pack requiredApproval Pack Needed
Case Actioning
Selected Case
Case 00095 / Thomas Foster
Volkswagen Golf / PCP / Hatchback
Route move
Auction to Re-Lease
Lead route
Re-Lease
Expected delta
£1.8K
Release call
Pending validator release
Next action
Await second-line release
Timing
26 Jun 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £329.5
Extend 12 Months does not displace the lead route because it trails by £330; it remains in review-required posture.
Pending validator release
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£3.7K
Retained Value£1.8K£5.5K
Channel Cost£185£5.7K
VT Risk-£14.3£5.6K
Servicing Load-£61.5£5.6K
Time Drag-£120.4£5.5K
Recommended route value£1.8K£5.5K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £1.8K | £5.5K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.4K | £5.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.3K | £5K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Permitted | Approval required / Validator | £650.9 | £4.4K | Digital retail is carrying the best net disposal value for this hatchback unit after timing, fees, and residual drag are applied. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £245.4 | £4K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£115.4 | £3.6K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £3.7K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Approval requested
Portfolio Manager30 Mar, 23:44
Approval requested
Sophie Bennett
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
Sophie Bennett
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner26 Feb, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager26 Feb, 09:00
Case Identified
George Patel
Maturity horizon entry
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00095 / Thomas Foster
Volkswagen Golf / PCP / Hatchback
Route move
Auction to Re-Lease
Lead route
Re-Lease
Expected delta
£1.8K
Release call
Pending validator release
Next action
Await second-line release
Timing
26 Jun 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approval Required / Pending Approval
Approval Pending / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £329.5
Extend 12 Months does not displace the lead route because it trails by £330; it remains in review-required posture.
Pending validator release
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£3.7K
Retained Value£1.8K£5.5K
Channel Cost£185£5.7K
VT Risk-£14.3£5.6K
Servicing Load-£61.5£5.6K
Time Drag-£120.4£5.5K
Recommended route value£1.8K£5.5K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release is still pending.
Separation of Dutiesready
Awaiting second-line release
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval requested.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £1.8K | £5.5K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.4K | £5.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.3K | £5K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Permitted | Approval required / Validator | £650.9 | £4.4K | Digital retail is carrying the best net disposal value for this hatchback unit after timing, fees, and residual drag are applied. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £245.4 | £4K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£115.4 | £3.6K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £3.7K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Approval requested
Portfolio Manager30 Mar, 23:44
Approval requested
Sophie Bennett
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
Sophie Bennett
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner26 Feb, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager26 Feb, 09:00
Case Identified
George Patel
Maturity horizon entry