Cases
Cases
132 live cases require action in the current scope.
ViewLive Queue132 in scope
Ready Now711 awaiting release
Approval Backlog14 pending release / 8 awaiting submission.
Value At Risk£178KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
132 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Theo Murphy / Tesla Model 3 / EV | Due 20 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.8KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Rework returned caseReturned for Rework |
Benjamin Ellis / Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Harry Campbell / Kia EV6 / EV | Due 15 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia EV6 / EV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Audi A4 / Premium | Due 28 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.7KPriority 98 | Policy review requiredCapacity limited | Amelia Clarkewatch | Confirm executionCapacity limited |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Digital RetailMaturity horizon | £1.6KPriority 94 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Finley Davies / Mercedes-Benz C 220 / Premium | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3.1KPriority 94 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Mercedes-Benz Vito / Van | Due 29 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.8KPriority 92 | Policy review requiredCapacity limited | George Patelwatch | Confirm executionCapacity limited |
Theo Murphy / Hyundai Kona Electric / EV | Due 04 Apr 26Touched today | Trade Sale to Trade SaleMaturity horizon | £2.8KPriority 91 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Ruby Clarke / Kia EV6 / EV | Due 27 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 91 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Hyundai Kona Electric / EV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 91 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Kia Sportage / SUV | Due 29 Mar 26Touched today | Trade Sale to Extend 6 MonthsMaturity horizon | £3KPriority 90 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 90 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Lily Jenkins / Toyota Yaris / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 90 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Amelia Bennett / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Jacob Fisher / Volkswagen Golf / Hatchback | Due 01 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 88 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Charlotte Webb / Hyundai Kona Electric / EV | Due 30 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.6KPriority 88 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Audi A4 / Premium | Due 13 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Kia EV6 / EV | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.9KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Nissan Qashqai / SUV | Due 22 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2KPriority 85 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Tesla Model 3 / EV | Due 16 Jul 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 84 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Tesla Model 3 / EV | Due 03 May 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 83 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 80 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Daniel Roberts / Mercedes-Benz C 220 / Premium | Due 28 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 79 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
George Patel / Toyota Yaris / Hatchback | Due 19 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 78 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Freya Ward / Ford Fiesta / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Oscar Hall / Tesla Model 3 / EV | Due 21 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3.3KPriority 75 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Tesla Model 3 / EV | Due 12 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.4KPriority 73 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
George Patel / Volkswagen Golf / Hatchback | Due 19 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 73 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Tesla Model 3 / EV | Due 04 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 71 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Volkswagen Golf / Hatchback | Due 17 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Nissan Qashqai / SUV | Due 07 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 70 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 14 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.4KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Grace Graham / Volkswagen Golf / Hatchback | Due 03 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 68 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Jessica Wilson / Nissan Qashqai / SUV | Due 05 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 68 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Grace Graham / Toyota Yaris / Hatchback | Due 29 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 67 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Finley Davies / Toyota Yaris / Hatchback | Due 21 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 65 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Volkswagen Golf / Hatchback | Due 27 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 65 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Sophie Walker / Tesla Model 3 / EV | Due 18 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3KPriority 65 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Jack Mason / Ford Fiesta / Hatchback | Due 23 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.3KPriority 64 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Nissan Qashqai / SUV | Due 05 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.4KPriority 64 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Ruby Clarke / Toyota Yaris / Hatchback | Due 11 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.6KPriority 64 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Volkswagen Transporter / Van | Due 30 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.9KPriority 64 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Hyundai Kona Electric / EV | Due 27 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £4.2KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / Toyota Yaris / Hatchback | Due 01 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Hyundai Kona Electric / EV | Due 19 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 63 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Ford Fiesta / Hatchback | Due 08 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Isla Turner / Toyota Yaris / Hatchback | Due 10 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 63 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Lily Jenkins / Toyota Yaris / Hatchback | Due 21 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 63 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Volkswagen Golf / Hatchback | Due 20 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 28 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Toyota Yaris / Hatchback | Due 17 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Toyota Yaris / Hatchback | Due 17 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 60 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Volkswagen Golf / Hatchback | Due 05 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 60 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Archie Taylor / Hyundai Tucson / SUV | Due 24 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3KPriority 59 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Mia Watson / Volkswagen Transporter / Van | Due 18 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 58 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Audi A4 / Premium | Due 17 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.5KPriority 58 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Ford Transit Custom / Van | Due 15 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.6KPriority 57 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Amelia Bennett / Toyota Yaris / Hatchback | Due 17 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 56 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 14 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 56 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Daniel Roberts / Hyundai Kona Electric / EV | Due 08 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.2KPriority 56 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Ford Transit Custom / Van | Due 14 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £4KPriority 55 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ava Khan / Volkswagen Golf / Hatchback | Due 25 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 55 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Sophie Walker / Nissan Qashqai / SUV | Due 16 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 54 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jessica Wilson / Toyota Yaris / Hatchback | Due 24 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 54 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Kia Sportage / SUV | Due 09 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.4KPriority 54 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
George Patel / Ford Fiesta / Hatchback | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 54 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Thomas Foster / Ford Fiesta / Hatchback | Due 19 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 53 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Tesla Model 3 / EV | Due 29 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.8KPriority 52 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Nissan Qashqai / SUV | Due 16 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.5KPriority 51 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Case Actioning
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated