Cases
Cases
51 live cases require action in the current scope.
ViewLive Queue51 in scope
Ready Now510 awaiting release
Approval Backlog04 pending release / 8 awaiting submission.
Value At Risk£88.3KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
51 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Theo Murphy / BMW 320d / Premium | Due 30 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 99 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Confirm executionNegative equity escalation trigger |
Amelia Bennett / Hyundai Tucson / SUV | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 99 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Oliver Price / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 09 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 95 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia Sportage / SUV | Due 31 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 90 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Audi A4 / Premium | Due 08 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 90 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Nissan Qashqai / SUV | Due 21 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Benjamin Ellis / BMW 320d / Premium | Due 07 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 89 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / BMW 320d / Premium | Due 28 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 14 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Hyundai Tucson / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.4KPriority 84 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 23 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Nissan Qashqai / SUV | Due 26 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Kia Sportage / SUV | Due 19 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Hyundai Tucson / SUV | Due 18 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.9KPriority 81 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Kia Sportage / SUV | Due 10 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 80 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Audi A4 / Premium | Due 04 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Hyundai Tucson / SUV | Due 12 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Hyundai Tucson / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 75 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Finley Davies / Nissan Qashqai / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Nissan Qashqai / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 74 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
Grace Graham / Nissan Qashqai / SUV | Due 19 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 72 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Ruby Clarke / Nissan Qashqai / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 71 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / Nissan Qashqai / SUV | Due 16 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Lucas Edwards / BMW 320d / Premium | Due 23 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Finley Davies / Hyundai Tucson / SUV | Due 24 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.3KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Mercedes-Benz C 220 / Premium | Due 09 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £3.4KPriority 66 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Freya Ward / Kia Sportage / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Nissan Qashqai / SUV | Due 28 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ruby Clarke / Hyundai Tucson / SUV | Due 29 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Amelia Bennett / Mercedes-Benz C 220 / Premium | Due 15 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Archie Taylor / Nissan Qashqai / SUV | Due 22 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 59 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Kia Sportage / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Hyundai Tucson / SUV | Due 03 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / Kia Sportage / SUV | Due 21 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.3KPriority 58 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Leo Singh / Nissan Qashqai / SUV | Due 13 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 57 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / Nissan Qashqai / SUV | Due 27 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 56 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Kia Sportage / SUV | Due 10 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 55 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Kia Sportage / SUV | Due 12 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 50 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Sophie Walker / Nissan Qashqai / SUV | Due 30 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.1KPriority 50 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ruby Clarke / Kia Sportage / SUV | Due 06 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 49 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / Nissan Qashqai / SUV | Due 27 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.1KPriority 49 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jessica Wilson / Nissan Qashqai / SUV | Due 29 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.3KPriority 48 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / BMW 320d / Premium | Due 19 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 46 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Mercedes-Benz C 220 / Premium | Due 22 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.4KPriority 45 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
George Patel / Kia Sportage / SUV | Due 04 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.6KPriority 31 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Audi A4 / Premium | Due 20 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 30 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Hyundai Tucson / SUV | Due 11 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.4KPriority 21 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Mercedes-Benz C 220 / Premium | Due 29 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 16 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Case Actioning
Selected Case
Case 00112 / Theo Murphy
BMW 320d / PCP / Premium
Route move
Digital Retail to Re-Lease
Lead route
Re-Lease
Expected delta
£1.9K
Release call
Policy review route
Next action
Confirm execution
Timing
30 Mar 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £591.7
Extend 12 Months does not displace the lead route because it trails by £592; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£16.9K
Retained Value£1.8K£18.7K
Channel Cost£35£18.7K
Servicing Load-£4.1£18.7K
Time Drag£90.3£18.8K
Recommended route value£1.9K£18.8K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
Negative equity escalation trigger
Approvalwatch
Selected route still requires second-line release.
Separation of Dutiesready
Released by second line
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval completed.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £1.9K | £18.8K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.3K | £18.2K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.1K | £17.9K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £16.9K | Digital Retail Disposal is commercially credible for this premium case, but current Digital Retail headroom is binding and a lower-friction route can clear sooner. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£1.3K | £15.6K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£2K | £14.9K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£2.4K | £14.5K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Negative equity escalation trigger
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded validator release to keep the execution queue populated.
Validator30 Mar, 23:44
Approval completed
Ruby Singh
Seeded validator release to keep the execution queue populated.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Amelia ClarkePortfolio Manager / Approved / Approved
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00112 / Theo Murphy
BMW 320d / PCP / Premium
Route move
Digital Retail to Re-Lease
Lead route
Re-Lease
Expected delta
£1.9K
Release call
Policy review route
Next action
Confirm execution
Timing
30 Mar 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Approved / Approved
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £591.7
Extend 12 Months does not displace the lead route because it trails by £592; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£16.9K
Retained Value£1.8K£18.7K
Channel Cost£35£18.7K
Servicing Load-£4.1£18.7K
Time Drag£90.3£18.8K
Recommended route value£1.9K£18.8K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
Negative equity escalation trigger
Approvalwatch
Selected route still requires second-line release.
Separation of Dutiesready
Released by second line
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Approval completed.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £1.9K | £18.8K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.3K | £18.2K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.1K | £17.9K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £16.9K | Digital Retail Disposal is commercially credible for this premium case, but current Digital Retail headroom is binding and a lower-friction route can clear sooner. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£1.3K | £15.6K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£2K | £14.9K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£2.4K | £14.5K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Negative equity escalation trigger
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded validator release to keep the execution queue populated.
Validator30 Mar, 23:44
Approval completed
Ruby Singh
Seeded validator release to keep the execution queue populated.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated