Cases

Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance.

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12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.

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6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.

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Digital Retail Disposal is commercially credible for this premium case, but current Digital Retail headroom is binding and a lower-friction route can clear sooner.

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Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.

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Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision.

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Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release.

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