Cases
Cases
16 live cases require action in the current scope.
ViewLive Queue16 in scope
Ready Now160 awaiting release
Approval Backlog04 pending release / 8 awaiting submission.
Value At Risk£88KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
16 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Finley Davies / Nissan Qashqai / SUV | Due 10 Apr 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £6.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Hyundai Tucson / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £7.3KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / BMW 320d / Premium | Due 03 Jul 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £2.5KPriority 82 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Nissan Qashqai / SUV | Due 29 Mar 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3.4KPriority 81 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / BMW 320d / Premium | Due 20 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £5.8KPriority 79 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Nissan Qashqai / SUV | Due 11 Apr 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £5.9KPriority 75 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Hyundai Tucson / SUV | Due 19 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3KPriority 72 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Daniel Roberts / Kia Sportage / SUV | Due 05 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4KPriority 70 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Charlotte Webb / Kia Sportage / SUV | Due 29 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4.1KPriority 69 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
George Patel / Kia Sportage / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £6.8KPriority 67 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Leo Singh / Audi A4 / Premium | Due 07 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3.6KPriority 59 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Finley Davies / Hyundai Tucson / SUV | Due 07 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £7KPriority 58 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Kia Sportage / SUV | Due 10 Jul 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £6.7KPriority 49 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / BMW 320d / Premium | Due 23 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £8KPriority 39 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Benjamin Ellis / Nissan Qashqai / SUV | Due 20 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £5.2KPriority 27 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Sophie Walker / Mercedes-Benz C 220 / Premium | Due 15 Apr 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £8.2KPriority 22 | Policy review requiredExtension mileage ceiling | Amelia Clarkewatch | Select route from ranked optionsExtension mileage ceiling |
Case Actioning
Selected Case
Case 00323 / Finley Davies
Nissan Qashqai / HP / SUV
Route move
Digital Retail to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£6.4K
Release call
Policy review route
Next action
Select route from ranked options
Timing
10 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £1.7K
Re Lease does not displace the lead route because it trails by £1,688; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£6.7K
Retained Value£7K£13.6K
Channel Cost-£10£13.6K
VT Risk£7.5£13.6K
Servicing Load-£24.3£13.6K
Time Drag-£557.6£13K
Recommended route value£6.4K£13K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £6.4K | £13K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £4.7K | £11.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £4.1K | £10.8K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.7K | Digital Retail Disposal is commercially credible for this suv case, but current Digital Retail headroom is binding and a lower-friction route can clear sooner. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£591.1 | £6.1K | Trade Sale Disposal is commercially credible for this suv case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£930.7 | £5.7K | Auction Disposal is commercially credible for this suv case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£1.1K | £5.6K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00323 / Finley Davies
Nissan Qashqai / HP / SUV
Route move
Digital Retail to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£6.4K
Release call
Policy review route
Next action
Select route from ranked options
Timing
10 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £1.7K
Re Lease does not displace the lead route because it trails by £1,688; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£6.7K
Retained Value£7K£13.6K
Channel Cost-£10£13.6K
VT Risk£7.5£13.6K
Servicing Load-£24.3£13.6K
Time Drag-£557.6£13K
Recommended route value£6.4K£13K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £6.4K | £13K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £4.7K | £11.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £4.1K | £10.8K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.7K | Digital Retail Disposal is commercially credible for this suv case, but current Digital Retail headroom is binding and a lower-friction route can clear sooner. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£591.1 | £6.1K | Trade Sale Disposal is commercially credible for this suv case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£930.7 | £5.7K | Auction Disposal is commercially credible for this suv case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£1.1K | £5.6K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry