Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now693 awaiting release
Approval Backlog34 pending release / 8 awaiting submission.
Value At Risk£304.5KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Leo Singh / Mercedes-Benz C 220 / Premium | Due 19 Jul 26Touched today | Auction to Manual ReviewApproval return | -£262.5Priority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Grace Graham / Mercedes-Benz Vito / Van | Due 04 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Rework returned caseReturned for Rework |
Theo Murphy / BMW 320d / Premium | Due 30 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 99 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Confirm executionNegative equity escalation trigger |
Sophie Walker / Volkswagen Golf / Hatchback | Due 19 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Confirm executionReturned for Rework |
Daniel Roberts / Volkswagen Transporter / Van | Due 02 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 99 | Pending validator releasePending Validator Release | Amelia Clarkeblocked | Await second-line releasePending Validator Release |
Amelia Bennett / Volkswagen Transporter / Van | Due 05 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £10.2KPriority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Charlotte Webb / Audi A4 / Premium | Due 21 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Kia EV6 / EV | Due 15 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Nissan Qashqai / SUV | Due 24 Jun 26Touched today | Auction to Manual ReviewApproval return | -£245.8Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Kia EV6 / EV | Due 26 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Volkswagen Golf / Hatchback | Due 10 Jun 26Touched today | Auction to Manual ReviewApproval return | -£116.7Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Ford Transit Custom / Van | Due 22 Jul 26Touched today | Auction to Manual ReviewApproval return | -£316.2Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Kia Sportage / SUV | Due 10 Apr 26Touched today | Auction to Manual ReviewApproval return | -£358.1Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Audi A4 / Premium | Due 28 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.7KPriority 98 | Policy review requiredCapacity limited | Amelia Clarkewatch | Confirm executionCapacity limited |
Sophie Walker / Volkswagen Golf / Hatchback | Due 05 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Audi A4 / Premium | Due 18 May 26Touched today | Auction to Re-LeaseApproval return | £4.3KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Volkswagen Golf / Hatchback | Due 21 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £2.5KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Volkswagen Golf / Hatchback | Due 28 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jack Mason / Tesla Model 3 / EV | Due 28 Apr 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 91 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Hyundai Kona Electric / EV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 91 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Jack Mason / Kia Sportage / SUV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 90 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Isla Turner / Ford Fiesta / Hatchback | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.3KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / BMW 320d / Premium | Due 10 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.7KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / BMW 320d / Premium | Due 07 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 89 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Hyundai Kona Electric / EV | Due 20 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £9.1KPriority 88 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Kia EV6 / EV | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.9KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Mercedes-Benz Vito / Van | Due 19 Jul 26Touched today | Auction to Re-LeaseApproval return | £3.5KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Hyundai Kona Electric / EV | Due 19 May 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Tesla Model 3 / EV | Due 22 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.8KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Volkswagen Golf / Hatchback | Due 01 May 26Touched today | Auction to Re-LeaseApproval return | £2.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 08 May 26Touched today | Auction to Extend 12 MonthsApproval return | £6.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Tesla Model 3 / EV | Due 03 May 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 83 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Ford Transit Custom / Van | Due 25 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £9.4KPriority 83 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Daniel Roberts / Hyundai Kona Electric / EV | Due 30 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 82 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Ford Fiesta / Hatchback | Due 03 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 81 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Kia Sportage / SUV | Due 09 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.8KPriority 81 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Mia Watson / Kia Sportage / SUV | Due 10 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 80 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Transporter / Van | Due 18 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.2KPriority 79 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Freya Ward / Ford Fiesta / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Audi A4 / Premium | Due 04 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Hyundai Tucson / SUV | Due 12 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Volkswagen Transporter / Van | Due 16 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10.4KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Volkswagen Transporter / Van | Due 16 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.6KPriority 76 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Ruby Clarke / Kia Sportage / SUV | Due 26 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £3.8KPriority 76 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Hyundai Tucson / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 75 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ava Khan / Nissan Qashqai / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 74 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
Jacob Fisher / Hyundai Kona Electric / EV | Due 04 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.1KPriority 74 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Oliver Price / Tesla Model 3 / EV | Due 12 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.4KPriority 73 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
Oliver Price / Hyundai Tucson / SUV | Due 30 May 26Touched today | Auction to Re-LeaseMaturity horizon | £4.7KPriority 73 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Thomas Foster / BMW 320d / Premium | Due 05 May 26Touched today | Auction to Manual ReviewMaturity horizon | -£651.5Priority 73 | Blocked by policyRoute Selection | Amelia Clarkeblocked | Select route from ranked optionsBlocked by policy |
Harry Campbell / Kia Sportage / SUV | Due 25 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8KPriority 72 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Volkswagen Golf / Hatchback | Due 17 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Volkswagen Golf / Hatchback | Due 19 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.2KPriority 69 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Lucas Edwards / BMW 320d / Premium | Due 23 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Nissan Qashqai / SUV | Due 05 Jul 26Touched today | Auction to Manual ReviewMaturity horizon | -£426.3Priority 68 | Blocked by policyRoute Selection | Amelia Clarkeblocked | Select route from ranked optionsBlocked by policy |
Oscar Hall / Tesla Model 3 / EV | Due 05 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £5.8KPriority 68 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Nissan Qashqai / SUV | Due 25 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £7.7KPriority 68 | Policy review requiredStressed payment manual review | Amelia Clarkewatch | Select route from ranked optionsStressed payment manual review |
Lily Jenkins / BMW 320d / Premium | Due 22 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £10.7KPriority 67 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Lily Jenkins / BMW 320d / Premium | Due 12 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £6.8KPriority 67 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Grace Graham / Toyota Yaris / Hatchback | Due 29 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 67 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Mercedes-Benz C 220 / Premium | Due 09 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £3.4KPriority 66 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Mercedes-Benz C 220 / Premium | Due 30 Jun 26Touched today | Auction to Re-LeaseMaturity horizon | £4.5KPriority 65 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Ruby Clarke / Toyota Yaris / Hatchback | Due 11 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.6KPriority 64 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Mercedes-Benz C 220 / Premium | Due 08 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £7.3KPriority 64 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Hyundai Kona Electric / EV | Due 27 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £4.2KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / Toyota Yaris / Hatchback | Due 01 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Audi A4 / Premium | Due 09 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 63 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Theo Murphy / Ford Fiesta / Hatchback | Due 08 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Amelia Bennett / Kia EV6 / EV | Due 20 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £11.5KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Case Actioning
Selected Case
Case 00256 / Jacob Fisher
Hyundai Kona Electric / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.7K
Release call
Policy review route
Next action
Select route from ranked options
Timing
03 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £358
Extend 12 Months does not displace the lead route because it trails by £358; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£11.5K
Retained Value£2.6K£14.1K
Channel Cost£110£14.2K
VT Risk-£3£14.2K
Servicing Load-£20£14.2K
Time Drag£30.7£14.2K
Recommended route value£2.7K£14.2K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Auction fallback threshold
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £2.7K | £14.2K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.3K | £13.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2K | £13.5K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £11.5K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£525.1 | £11K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£829.4 | £10.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £957.1 | £12.5K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Auction fallback threshold
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00256 / Jacob Fisher
Hyundai Kona Electric / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.7K
Release call
Policy review route
Next action
Select route from ranked options
Timing
03 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £358
Extend 12 Months does not displace the lead route because it trails by £358; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£11.5K
Retained Value£2.6K£14.1K
Channel Cost£110£14.2K
VT Risk-£3£14.2K
Servicing Load-£20£14.2K
Time Drag£30.7£14.2K
Recommended route value£2.7K£14.2K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Auction fallback threshold
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £2.7K | £14.2K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.3K | £13.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2K | £13.5K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £11.5K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£525.1 | £11K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£829.4 | £10.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £957.1 | £12.5K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Auction fallback threshold
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry