Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now675 awaiting release
Approval Backlog54 pending release / 8 awaiting submission.
Value At Risk£275.9KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Ava Khan / Nissan Qashqai / SUV | Due 14 Jun 26Touched today | Auction to Manual ReviewApproval return | -£122.5Priority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Oliver Price / Kia EV6 / EV | Due 14 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Confirm executionReturned for Rework |
Thomas Foster / Volkswagen Golf / Hatchback | Due 26 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Leo Singh / Toyota Yaris / Hatchback | Due 20 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.6KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Theo Murphy / Kia EV6 / EV | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.4KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Ruby Clarke / Audi A4 / Premium | Due 05 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.9KPriority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Jacob Fisher / Kia Sportage / SUV | Due 20 Jul 26Touched today | Auction to Manual ReviewApproval return | -£213.8Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia EV6 / EV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 05 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Kia EV6 / EV | Due 23 May 26Touched today | Auction to Manual ReviewApproval return | -£465.5Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / Audi A4 / Premium | Due 11 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 10 Apr 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £6.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
George Patel / Hyundai Kona Electric / EV | Due 02 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Tesla Model 3 / EV | Due 12 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £7.2KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Kia EV6 / EV | Due 15 Jun 26Touched today | Auction to Manual ReviewApproval return | -£465.5Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Toyota Yaris / Hatchback | Due 19 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Kia EV6 / EV | Due 22 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 98 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Ford Transit Custom / Van | Due 02 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8.9KPriority 97 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Oliver Price / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 03 Jun 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 09 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 95 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Digital RetailMaturity horizon | £1.6KPriority 94 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Grace Graham / Mercedes-Benz Vito / Van | Due 29 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.8KPriority 92 | Policy review requiredCapacity limited | George Patelwatch | Confirm executionCapacity limited |
Freya Ward / Kia EV6 / EV | Due 23 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £8.2KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 04 Jun 26Touched today | Auction to Re-LeaseApproval return | £2.1KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Hyundai Kona Electric / EV | Due 04 Apr 26Touched today | Trade Sale to Trade SaleMaturity horizon | £2.8KPriority 91 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Ruby Clarke / Kia EV6 / EV | Due 27 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 91 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Kia Sportage / SUV | Due 29 Mar 26Touched today | Trade Sale to Extend 6 MonthsMaturity horizon | £3KPriority 90 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
George Patel / BMW 320d / Premium | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.8KPriority 90 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 09 Apr 26Touched today | Auction to Re-LeaseApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Nissan Qashqai / SUV | Due 21 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Oscar Hall / Nissan Qashqai / SUV | Due 25 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Audi A4 / Premium | Due 13 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jack Mason / BMW 320d / Premium | Due 28 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 14 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / BMW 320d / Premium | Due 04 Jul 26Touched today | Auction to Re-LeaseApproval return | £4.1KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Transporter / Van | Due 17 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.1KPriority 85 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Mercedes-Benz Vito / Van | Due 16 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.4KPriority 85 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Hyundai Tucson / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.4KPriority 84 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 23 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Hyundai Tucson / SUV | Due 24 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £4.5KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Hyundai Tucson / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £7.3KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Nissan Qashqai / SUV | Due 26 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Kia Sportage / SUV | Due 24 Jul 26Touched today | Auction to Manual ReviewApproval return | -£474.2Priority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Kia Sportage / SUV | Due 19 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Tesla Model 3 / EV | Due 09 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.3KPriority 81 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / BMW 320d / Premium | Due 20 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £5.8KPriority 79 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Mercedes-Benz C 220 / Premium | Due 28 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 79 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
George Patel / Toyota Yaris / Hatchback | Due 19 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 78 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Charlotte Webb / Volkswagen Transporter / Van | Due 01 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £4.9KPriority 78 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Volkswagen Transporter / Van | Due 13 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 77 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Toyota Yaris / Hatchback | Due 05 Jul 26Touched today | Auction to Re-LeaseApproval return | £2.2KPriority 77 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Tesla Model 3 / EV | Due 21 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3.3KPriority 75 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Nissan Qashqai / SUV | Due 11 Apr 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £5.9KPriority 75 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Oscar Hall / Ford Transit Custom / Van | Due 04 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.1KPriority 74 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Volkswagen Golf / Hatchback | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.3KPriority 73 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Ford Fiesta / Hatchback | Due 01 Apr 26Touched today | Re-Lease to Re-LeaseMaturity horizon | £0Priority 72 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Hyundai Tucson / SUV | Due 19 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3KPriority 72 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Jacob Fisher / Nissan Qashqai / SUV | Due 15 Jul 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £7.7KPriority 72 | Policy review requiredStressed payment manual review | George Patelwatch | Select route from ranked optionsStressed payment manual review |
Lucas Edwards / Volkswagen Transporter / Van | Due 27 Jun 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.7KPriority 71 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Archie Taylor / Volkswagen Golf / Hatchback | Due 26 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.3KPriority 71 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Jack Mason / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.1KPriority 71 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Ford Transit Custom / Van | Due 23 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.1KPriority 70 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Charlotte Webb / Kia Sportage / SUV | Due 29 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4.1KPriority 69 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 14 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.4KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Charlotte Webb / Nissan Qashqai / SUV | Due 16 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Jessica Wilson / Nissan Qashqai / SUV | Due 05 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 68 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Grace Graham / BMW 320d / Premium | Due 10 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £4.9KPriority 67 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Harry Campbell / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Finley Davies / Hyundai Tucson / SUV | Due 24 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.3KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
George Patel / Mercedes-Benz C 220 / Premium | Due 05 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £11.1KPriority 65 | Policy review requiredExtension mileage ceiling | George Patelwatch | Select route from ranked optionsExtension mileage ceiling |
Case Actioning
Selected Case
Case 00242 / Theo Murphy
Hyundai Kona Electric / PCP / EV
Route move
Trade Sale to Trade Sale
Lead route
Trade Sale
Expected delta
£2.8K
Release call
Policy review route
Next action
Confirm execution
Timing
04 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Trade Sale
Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.
Closest Alternative
Re Lease
Gap -£2.8K
Re Lease does not displace the lead route because it trails by £-2,828.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Recommended route value£2.8K£13.2K
Release Interlocks
Evidenceready
All live source inputs are current.
Policyready
Lead route is clear against the active control pack.
Approvalready
No second-line release is required.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Operator selection currently sits on Trade Sale Disposal instead of the published lead route.
Latest case history update landed after publication: Override submitted.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Recommended | Release clear | £2.8K | £16K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.3K | £15.5K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £15.3K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Lead / Selected / Baseline / Current Plan | Release clear | £0 | £13.2K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£590.2 | £12.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£938.5 | £12.2K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.3K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Manager override
Portfolio Manager30 Mar, 23:44
Override submitted
Amelia Clarke
Manager override
Portfolio Manager30 Mar, 23:44
Alternate route selected
Amelia Clarke
Alternate route selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry
Amelia ClarkePortfolio Manager / Overridden / Not Required
Release Clear / The selected route can move to execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00242 / Theo Murphy
Hyundai Kona Electric / PCP / EV
Route move
Trade Sale to Trade Sale
Lead route
Trade Sale
Expected delta
£2.8K
Release call
Policy review route
Next action
Confirm execution
Timing
04 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Overridden / Not Required
Release Clear / The selected route can move to execution.
Recommended Route
Trade Sale
Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route.
Closest Alternative
Re Lease
Gap -£2.8K
Re Lease does not displace the lead route because it trails by £-2,828.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Recommended route value£2.8K£13.2K
Release Interlocks
Evidenceready
All live source inputs are current.
Policyready
Lead route is clear against the active control pack.
Approvalready
No second-line release is required.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Operator selection currently sits on Trade Sale Disposal instead of the published lead route.
Latest case history update landed after publication: Override submitted.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Recommended | Release clear | £2.8K | £16K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.3K | £15.5K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £15.3K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Lead / Selected / Baseline / Current Plan | Release clear | £0 | £13.2K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£590.2 | £12.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£938.5 | £12.2K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.3K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Manager override
Portfolio Manager30 Mar, 23:44
Override submitted
Amelia Clarke
Manager override
Portfolio Manager30 Mar, 23:44
Alternate route selected
Amelia Clarke
Alternate route selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry