Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now684 awaiting release
Approval Backlog44 pending release / 8 awaiting submission.
Value At Risk£206.2KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Sophie Walker / Nissan Qashqai / SUV | Due 13 Jun 26Touched today | Auction to Manual ReviewApproval return | -£201.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Ava Khan / Volkswagen Golf / Hatchback | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£93.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Charlotte Webb / Tesla Model 3 / EV | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£606.4Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Theo Murphy / Tesla Model 3 / EV | Due 20 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.8KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Rework returned caseReturned for Rework |
Benjamin Ellis / Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Isla Turner / Volkswagen Golf / Hatchback | Due 03 May 26Touched today | Auction to Manual ReviewApproval return | -£105.5Priority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 06 Apr 26Touched today | Auction to Re-LeaseApproval return | £1.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Kia Sportage / SUV | Due 16 May 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Audi A4 / Premium | Due 27 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.6KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Transporter / Van | Due 17 May 26Touched today | Auction to Manual ReviewApproval return | -£293.5Priority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Hyundai Tucson / SUV | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 99 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Freya Ward / Ford Fiesta / Hatchback | Due 28 Apr 26Touched today | Auction to Manual ReviewApproval return | -£159Priority 96 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Mercedes-Benz C 220 / Premium | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3.1KPriority 94 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 16 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.7KPriority 91 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 90 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Kia Sportage / SUV | Due 31 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 90 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Audi A4 / Premium | Due 08 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 90 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Jacob Fisher / Volkswagen Golf / Hatchback | Due 01 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 88 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Charlotte Webb / Hyundai Kona Electric / EV | Due 30 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.6KPriority 88 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Nissan Qashqai / SUV | Due 31 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £3.3KPriority 86 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Tesla Model 3 / EV | Due 27 May 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 85 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Nissan Qashqai / SUV | Due 22 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2KPriority 85 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Mercedes-Benz Vito / Van | Due 07 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.6KPriority 84 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Benjamin Ellis / Tesla Model 3 / EV | Due 16 Jul 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 84 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / BMW 320d / Premium | Due 03 Jul 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £2.5KPriority 82 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Nissan Qashqai / SUV | Due 29 Mar 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3.4KPriority 81 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ruby Clarke / Ford Transit Custom / Van | Due 25 May 26Touched today | Auction to Re-LeaseMaturity horizon | £2.8KPriority 81 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Harry Campbell / Hyundai Tucson / SUV | Due 18 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.9KPriority 81 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Volkswagen Transporter / Van | Due 18 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £6.2KPriority 80 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Thomas Foster / Toyota Yaris / Hatchback | Due 25 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.8KPriority 80 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 80 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Ford Transit Custom / Van | Due 19 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.7KPriority 79 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Ella Hughes / Volkswagen Golf / Hatchback | Due 25 Jun 26Touched today | Auction to Re-LeaseApproval return | £2.3KPriority 78 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Kia EV6 / EV | Due 29 Jun 26Touched today | Auction to Re-LeaseApproval return | £5KPriority 77 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Toyota Yaris / Hatchback | Due 24 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.1KPriority 77 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Harry Campbell / Nissan Qashqai / SUV | Due 23 Apr 26Touched today | Re-Lease to Re-LeaseApproval return | £0Priority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 30 Jun 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.3KPriority 74 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
George Patel / Volkswagen Golf / Hatchback | Due 19 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 73 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Nissan Qashqai / SUV | Due 19 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 72 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
George Patel / Nissan Qashqai / SUV | Due 14 Jun 26Touched today | Auction to Manual ReviewMaturity horizon | -£478.4Priority 72 | Blocked by policyRoute Selection | Sophie Bennettblocked | Select route from ranked optionsBlocked by policy |
Ruby Clarke / Nissan Qashqai / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 71 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Tesla Model 3 / EV | Due 04 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 71 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Oscar Hall / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.1KPriority 70 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Daniel Roberts / Kia Sportage / SUV | Due 05 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4KPriority 70 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Lily Jenkins / Nissan Qashqai / SUV | Due 07 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 70 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Daniel Roberts / Audi A4 / Premium | Due 02 May 26Touched today | Auction to Re-LeaseMaturity horizon | £4.9KPriority 69 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Isla Turner / Ford Fiesta / Hatchback | Due 24 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £2.3KPriority 69 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Thomas Foster / Ford Transit Custom / Van | Due 01 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.5KPriority 68 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Grace Graham / Volkswagen Golf / Hatchback | Due 03 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 68 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Isla Turner / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £5.8KPriority 68 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
George Patel / Kia Sportage / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £6.8KPriority 67 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Grace Graham / Kia Sportage / SUV | Due 14 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £3.6KPriority 67 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Ford Transit Custom / Van | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.7KPriority 64 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Volkswagen Transporter / Van | Due 30 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.9KPriority 64 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Toyota Yaris / Hatchback | Due 21 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 63 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Audi A4 / Premium | Due 15 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 62 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Lucas Edwards / Volkswagen Golf / Hatchback | Due 20 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Nissan Qashqai / SUV | Due 28 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Volkswagen Golf / Hatchback | Due 27 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.5KPriority 61 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Jacob Fisher / Ford Fiesta / Hatchback | Due 19 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.6KPriority 61 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Ruby Clarke / Hyundai Tucson / SUV | Due 29 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 28 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Toyota Yaris / Hatchback | Due 17 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Mercedes-Benz Vito / Van | Due 09 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.6KPriority 60 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Amelia Bennett / Mercedes-Benz C 220 / Premium | Due 15 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Kia Sportage / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Archie Taylor / Hyundai Tucson / SUV | Due 24 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3KPriority 59 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Oliver Price / Hyundai Tucson / SUV | Due 03 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Toyota Yaris / Hatchback | Due 04 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 58 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Case Actioning
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated