Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now675 awaiting release
Approval Backlog54 pending release / 8 awaiting submission.
Value At Risk£275.9KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Ava Khan / Nissan Qashqai / SUV | Due 14 Jun 26Touched today | Auction to Manual ReviewApproval return | -£122.5Priority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Oliver Price / Kia EV6 / EV | Due 14 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Confirm executionReturned for Rework |
Thomas Foster / Volkswagen Golf / Hatchback | Due 26 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Leo Singh / Toyota Yaris / Hatchback | Due 20 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.6KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Theo Murphy / Kia EV6 / EV | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.4KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Ruby Clarke / Audi A4 / Premium | Due 05 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.9KPriority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Jacob Fisher / Kia Sportage / SUV | Due 20 Jul 26Touched today | Auction to Manual ReviewApproval return | -£213.8Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia EV6 / EV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 05 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Kia EV6 / EV | Due 23 May 26Touched today | Auction to Manual ReviewApproval return | -£465.5Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / Audi A4 / Premium | Due 11 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 10 Apr 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £6.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
George Patel / Hyundai Kona Electric / EV | Due 02 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Tesla Model 3 / EV | Due 12 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £7.2KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Kia EV6 / EV | Due 15 Jun 26Touched today | Auction to Manual ReviewApproval return | -£465.5Priority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Toyota Yaris / Hatchback | Due 19 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Kia EV6 / EV | Due 22 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 98 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Ford Transit Custom / Van | Due 02 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8.9KPriority 97 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Oliver Price / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 03 Jun 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 09 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 95 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Digital RetailMaturity horizon | £1.6KPriority 94 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Grace Graham / Mercedes-Benz Vito / Van | Due 29 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.8KPriority 92 | Policy review requiredCapacity limited | George Patelwatch | Confirm executionCapacity limited |
Freya Ward / Kia EV6 / EV | Due 23 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £8.2KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 04 Jun 26Touched today | Auction to Re-LeaseApproval return | £2.1KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Hyundai Kona Electric / EV | Due 04 Apr 26Touched today | Trade Sale to Trade SaleMaturity horizon | £2.8KPriority 91 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Ruby Clarke / Kia EV6 / EV | Due 27 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 91 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Kia Sportage / SUV | Due 29 Mar 26Touched today | Trade Sale to Extend 6 MonthsMaturity horizon | £3KPriority 90 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
George Patel / BMW 320d / Premium | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.8KPriority 90 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 09 Apr 26Touched today | Auction to Re-LeaseApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Nissan Qashqai / SUV | Due 21 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Oscar Hall / Nissan Qashqai / SUV | Due 25 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Audi A4 / Premium | Due 13 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jack Mason / BMW 320d / Premium | Due 28 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 14 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / BMW 320d / Premium | Due 04 Jul 26Touched today | Auction to Re-LeaseApproval return | £4.1KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Transporter / Van | Due 17 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.1KPriority 85 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Mercedes-Benz Vito / Van | Due 16 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.4KPriority 85 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Hyundai Tucson / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.4KPriority 84 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 23 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Hyundai Tucson / SUV | Due 24 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £4.5KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Hyundai Tucson / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £7.3KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Nissan Qashqai / SUV | Due 26 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Kia Sportage / SUV | Due 24 Jul 26Touched today | Auction to Manual ReviewApproval return | -£474.2Priority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Kia Sportage / SUV | Due 19 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Tesla Model 3 / EV | Due 09 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.3KPriority 81 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / BMW 320d / Premium | Due 20 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £5.8KPriority 79 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Mercedes-Benz C 220 / Premium | Due 28 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 79 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
George Patel / Toyota Yaris / Hatchback | Due 19 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 78 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Charlotte Webb / Volkswagen Transporter / Van | Due 01 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £4.9KPriority 78 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Volkswagen Transporter / Van | Due 13 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 77 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Toyota Yaris / Hatchback | Due 05 Jul 26Touched today | Auction to Re-LeaseApproval return | £2.2KPriority 77 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Tesla Model 3 / EV | Due 21 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3.3KPriority 75 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Nissan Qashqai / SUV | Due 11 Apr 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £5.9KPriority 75 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Oscar Hall / Ford Transit Custom / Van | Due 04 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.1KPriority 74 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Volkswagen Golf / Hatchback | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.3KPriority 73 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Ford Fiesta / Hatchback | Due 01 Apr 26Touched today | Re-Lease to Re-LeaseMaturity horizon | £0Priority 72 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Hyundai Tucson / SUV | Due 19 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3KPriority 72 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Jacob Fisher / Nissan Qashqai / SUV | Due 15 Jul 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £7.7KPriority 72 | Policy review requiredStressed payment manual review | George Patelwatch | Select route from ranked optionsStressed payment manual review |
Lucas Edwards / Volkswagen Transporter / Van | Due 27 Jun 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.7KPriority 71 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Archie Taylor / Volkswagen Golf / Hatchback | Due 26 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.3KPriority 71 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Jack Mason / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.1KPriority 71 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Ford Transit Custom / Van | Due 23 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.1KPriority 70 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Charlotte Webb / Kia Sportage / SUV | Due 29 Jun 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4.1KPriority 69 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 14 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.4KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Charlotte Webb / Nissan Qashqai / SUV | Due 16 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 69 | Policy review requiredNegative equity escalation trigger | George Patelwatch | Select route from ranked optionsNegative equity escalation trigger |
Jessica Wilson / Nissan Qashqai / SUV | Due 05 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 68 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Grace Graham / BMW 320d / Premium | Due 10 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £4.9KPriority 67 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Harry Campbell / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Finley Davies / Hyundai Tucson / SUV | Due 24 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.3KPriority 67 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
George Patel / Mercedes-Benz C 220 / Premium | Due 05 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £11.1KPriority 65 | Policy review requiredExtension mileage ceiling | George Patelwatch | Select route from ranked optionsExtension mileage ceiling |
Case Actioning
Selected Case
Case 00155 / Sophie Walker
Nissan Qashqai / PCP / SUV
Route move
Digital Retail to Re-Lease
Lead route
Re-Lease
Expected delta
£1.2K
Release call
Policy review route
Next action
Select route from ranked options
Timing
26 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £575.7
Extend 12 Months does not displace the lead route because it trails by £576; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£12.1K
Retained Value£1.1K£13.2K
Channel Cost£35£13.3K
VT Risk£4.6£13.3K
Servicing Load£7.8£13.3K
Time Drag£45.1£13.3K
Recommended route value£1.2K£13.3K
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £1.2K | £13.3K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £616.3 | £12.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £595.1 | £12.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £12.1K | Digital retail is carrying the best net disposal value for this suv unit after timing, fees, and residual drag are applied. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£908.4 | £11.2K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£1.4K | £10.7K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£1.7K | £10.4K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
2 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00155 / Sophie Walker
Nissan Qashqai / PCP / SUV
Route move
Digital Retail to Re-Lease
Lead route
Re-Lease
Expected delta
£1.2K
Release call
Policy review route
Next action
Select route from ranked options
Timing
26 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £575.7
Extend 12 Months does not displace the lead route because it trails by £576; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£12.1K
Retained Value£1.1K£13.2K
Channel Cost£35£13.3K
VT Risk£4.6£13.3K
Servicing Load£7.8£13.3K
Time Drag£45.1£13.3K
Recommended route value£1.2K£13.3K
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £1.2K | £13.3K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £616.3 | £12.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £595.1 | £12.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Digital Retail Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £12.1K | Digital retail is carrying the best net disposal value for this suv unit after timing, fees, and residual drag are applied. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | -£908.4 | £11.2K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£1.4K | £10.7K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£1.7K | £10.4K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
2 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
George Patel
Maturity horizon entry