Cases
Cases
199 live cases require action in the current scope.
ViewLive Queue199 in scope
Ready Now702 awaiting release
Approval Backlog24 pending release / 8 awaiting submission.
Value At Risk£298.4KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
199 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Theo Murphy / Tesla Model 3 / EV | Due 20 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.8KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Rework returned caseReturned for Rework |
Grace Graham / Mercedes-Benz Vito / Van | Due 04 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Rework returned caseReturned for Rework |
Oliver Price / Kia EV6 / EV | Due 14 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Confirm executionReturned for Rework |
Theo Murphy / BMW 320d / Premium | Due 30 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 99 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Confirm executionNegative equity escalation trigger |
Sophie Walker / Volkswagen Golf / Hatchback | Due 19 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Confirm executionReturned for Rework |
Amelia Bennett / Volkswagen Transporter / Van | Due 05 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £10.2KPriority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Benjamin Ellis / Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Leo Singh / Kia EV6 / EV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 05 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / Audi A4 / Premium | Due 11 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Kia EV6 / EV | Due 26 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 06 Apr 26Touched today | Auction to Re-LeaseApproval return | £1.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 10 Apr 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £6.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Kia Sportage / SUV | Due 16 May 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
George Patel / Hyundai Kona Electric / EV | Due 02 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Audi A4 / Premium | Due 27 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.6KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Tesla Model 3 / EV | Due 12 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £7.2KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Hyundai Tucson / SUV | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 99 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Daniel Roberts / Audi A4 / Premium | Due 28 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.7KPriority 98 | Policy review requiredCapacity limited | Amelia Clarkewatch | Confirm executionCapacity limited |
Daniel Roberts / Ford Transit Custom / Van | Due 02 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8.9KPriority 97 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
George Patel / Audi A4 / Premium | Due 18 May 26Touched today | Auction to Re-LeaseApproval return | £4.3KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Digital RetailMaturity horizon | £1.6KPriority 94 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Finley Davies / Mercedes-Benz C 220 / Premium | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3.1KPriority 94 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Mercedes-Benz Vito / Van | Due 29 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.8KPriority 92 | Policy review requiredCapacity limited | George Patelwatch | Confirm executionCapacity limited |
Theo Murphy / Hyundai Kona Electric / EV | Due 04 Apr 26Touched today | Trade Sale to Trade SaleMaturity horizon | £2.8KPriority 91 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Jack Mason / Tesla Model 3 / EV | Due 28 Apr 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 91 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 16 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.7KPriority 91 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Hyundai Kona Electric / EV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 91 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Kia Sportage / SUV | Due 29 Mar 26Touched today | Trade Sale to Extend 6 MonthsMaturity horizon | £3KPriority 90 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 90 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Lily Jenkins / Toyota Yaris / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 90 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Kia Sportage / SUV | Due 31 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 90 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Audi A4 / Premium | Due 08 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 90 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
George Patel / BMW 320d / Premium | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.8KPriority 90 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 09 Apr 26Touched today | Auction to Re-LeaseApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Archie Taylor / Audi A4 / Premium | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Nissan Qashqai / SUV | Due 21 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Benjamin Ellis / BMW 320d / Premium | Due 07 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 89 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Volkswagen Golf / Hatchback | Due 01 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 88 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
George Patel / Hyundai Kona Electric / EV | Due 20 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £9.1KPriority 88 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Audi A4 / Premium | Due 13 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Hyundai Kona Electric / EV | Due 19 May 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Transporter / Van | Due 17 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.1KPriority 85 | Policy review requiredAuction fallback threshold | George Patelwatch | Select route from ranked optionsAuction fallback threshold |
Thomas Foster / Tesla Model 3 / EV | Due 22 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.8KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Volkswagen Golf / Hatchback | Due 01 May 26Touched today | Auction to Re-LeaseApproval return | £2.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 08 May 26Touched today | Auction to Extend 12 MonthsApproval return | £6.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Mercedes-Benz Vito / Van | Due 07 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.6KPriority 84 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Leo Singh / Kia Sportage / SUV | Due 23 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 83 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Tesla Model 3 / EV | Due 03 May 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 83 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Ford Transit Custom / Van | Due 25 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £9.4KPriority 83 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Harry Campbell / Hyundai Tucson / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £7.3KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Nissan Qashqai / SUV | Due 26 Apr 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Kia Sportage / SUV | Due 19 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 82 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Nissan Qashqai / SUV | Due 29 Mar 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3.4KPriority 81 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ruby Clarke / Ford Transit Custom / Van | Due 25 May 26Touched today | Auction to Re-LeaseMaturity horizon | £2.8KPriority 81 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Grace Graham / Kia Sportage / SUV | Due 09 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.8KPriority 81 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Mia Watson / Kia Sportage / SUV | Due 10 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 80 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Toyota Yaris / Hatchback | Due 25 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.8KPriority 80 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 80 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Harry Campbell / BMW 320d / Premium | Due 20 May 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £5.8KPriority 79 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Transporter / Van | Due 18 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.2KPriority 79 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Freya Ward / Ford Fiesta / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Audi A4 / Premium | Due 04 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Hyundai Tucson / SUV | Due 12 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Volkswagen Transporter / Van | Due 16 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.6KPriority 76 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Harry Campbell / Nissan Qashqai / SUV | Due 23 Apr 26Touched today | Re-Lease to Re-LeaseApproval return | £0Priority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Hyundai Tucson / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 75 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Thomas Foster / Nissan Qashqai / SUV | Due 11 Apr 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £5.9KPriority 75 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Oscar Hall / Ford Transit Custom / Van | Due 04 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.1KPriority 74 | Policy review requiredPolicy Review Required | George Patelwatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Hyundai Kona Electric / EV | Due 04 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.1KPriority 74 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Case Actioning
Selected Case
Case 00064 / Grace Graham
Volkswagen Transporter / HP / Van
Route move
Trade Sale to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£9.6K
Release call
Policy review route
Next action
Select route from ranked options
Timing
16 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.3K
Re Lease does not displace the lead route because it trails by £2,320.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Retained Value£10K£23.2K
Channel Cost£65£23.2K
Servicing Load-£60£23.2K
Time Drag-£385.8£22.8K
Policy Penalty-£150£22.6K
Residual Adjustment£150£22.8K
Recommended route value£9.6K£22.8K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £9.6K | £22.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Release clear | £7.3K | £20.5K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.5K | £19.6K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Release clear | £0 | £13.2K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£583.3 | £12.6K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£927.1 | £12.2K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.2K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00064 / Grace Graham
Volkswagen Transporter / HP / Van
Route move
Trade Sale to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£9.6K
Release call
Policy review route
Next action
Select route from ranked options
Timing
16 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.3K
Re Lease does not displace the lead route because it trails by £2,320.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Retained Value£10K£23.2K
Channel Cost£65£23.2K
Servicing Load-£60£23.2K
Time Drag-£385.8£22.8K
Policy Penalty-£150£22.6K
Residual Adjustment£150£22.8K
Recommended route value£9.6K£22.8K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £9.6K | £22.8K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Release clear | £7.3K | £20.5K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.5K | £19.6K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Release clear | £0 | £13.2K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£583.3 | £12.6K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£927.1 | £12.2K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.2K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry