Cases
Cases
400 live cases require action in the current scope.
ViewLive Queue400 in scope
Ready Now657 awaiting release
Approval Backlog74 pending release / 8 awaiting submission.
Value At Risk£276.4KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
400 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Theo Murphy / Tesla Model 3 / EV | Due 20 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.8KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Rework returned caseReturned for Rework |
Grace Graham / Mercedes-Benz Vito / Van | Due 04 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Rework returned caseReturned for Rework |
Oliver Price / Kia EV6 / EV | Due 14 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Confirm executionReturned for Rework |
Theo Murphy / BMW 320d / Premium | Due 30 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 99 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Confirm executionNegative equity escalation trigger |
Sophie Walker / Volkswagen Golf / Hatchback | Due 19 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Confirm executionReturned for Rework |
Daniel Roberts / Volkswagen Transporter / Van | Due 02 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 99 | Pending validator releasePending Validator Release | Amelia Clarkeblocked | Await second-line releasePending Validator Release |
Thomas Foster / Volkswagen Golf / Hatchback | Due 26 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Leo Singh / Toyota Yaris / Hatchback | Due 20 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.6KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Theo Murphy / Kia EV6 / EV | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.4KPriority 99 | Pending validator releasePending Validator Release | George Patelblocked | Await second-line releasePending Validator Release |
Ruby Clarke / Audi A4 / Premium | Due 05 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.9KPriority 99 | Approval pack requiredApproval Pack Needed | George Patelblocked | Submit selected route for approvalApproval Pack Needed |
Amelia Bennett / Volkswagen Transporter / Van | Due 05 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £10.2KPriority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Benjamin Ellis / Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Charlotte Webb / Audi A4 / Premium | Due 21 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Kia EV6 / EV | Due 15 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia EV6 / EV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 05 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / Audi A4 / Premium | Due 11 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Kia EV6 / EV | Due 26 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 06 Apr 26Touched today | Auction to Re-LeaseApproval return | £1.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 10 Apr 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £6.4KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Kia Sportage / SUV | Due 16 May 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
George Patel / Hyundai Kona Electric / EV | Due 02 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Audi A4 / Premium | Due 27 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.6KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Tesla Model 3 / EV | Due 12 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £7.2KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Hyundai Tucson / SUV | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 99 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Theo Murphy / Toyota Yaris / Hatchback | Due 19 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.5KPriority 99 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Audi A4 / Premium | Due 28 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.7KPriority 98 | Policy review requiredCapacity limited | Amelia Clarkewatch | Confirm executionCapacity limited |
Freya Ward / Kia EV6 / EV | Due 22 Jul 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.5KPriority 98 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Ford Transit Custom / Van | Due 02 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8.9KPriority 97 | Policy review required12-month extension age ceiling | George Patelwatch | Select route from ranked options12-month extension age ceiling |
Oliver Price / Kia Sportage / SUV | Due 02 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.2KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 03 Jun 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 96 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Volkswagen Golf / Hatchback | Due 05 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Audi A4 / Premium | Due 18 May 26Touched today | Auction to Re-LeaseApproval return | £4.3KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 09 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 95 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Digital RetailMaturity horizon | £1.6KPriority 94 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Finley Davies / Mercedes-Benz C 220 / Premium | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3.1KPriority 94 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Volkswagen Golf / Hatchback | Due 21 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £2.5KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Volkswagen Golf / Hatchback | Due 28 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Mercedes-Benz Vito / Van | Due 29 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.8KPriority 92 | Policy review requiredCapacity limited | George Patelwatch | Confirm executionCapacity limited |
Freya Ward / Kia EV6 / EV | Due 23 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £8.2KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 04 Jun 26Touched today | Auction to Re-LeaseApproval return | £2.1KPriority 92 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Hyundai Kona Electric / EV | Due 04 Apr 26Touched today | Trade Sale to Trade SaleMaturity horizon | £2.8KPriority 91 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Jack Mason / Tesla Model 3 / EV | Due 28 Apr 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 91 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / Kia EV6 / EV | Due 27 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £3KPriority 91 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 16 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.7KPriority 91 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Hyundai Kona Electric / EV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 91 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Kia Sportage / SUV | Due 29 Mar 26Touched today | Trade Sale to Extend 6 MonthsMaturity horizon | £3KPriority 90 | Policy review requiredPolicy Review Required | George Patelwatch | Confirm executionPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 90 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Lily Jenkins / Toyota Yaris / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 90 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Kia Sportage / SUV | Due 31 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 90 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Audi A4 / Premium | Due 08 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 90 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
George Patel / BMW 320d / Premium | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £6.8KPriority 90 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Ford Fiesta / Hatchback | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.3KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 09 Apr 26Touched today | Auction to Re-LeaseApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Archie Taylor / Audi A4 / Premium | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Nissan Qashqai / SUV | Due 21 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredIrregular payment review trigger | George Patelwatch | Select route from ranked optionsIrregular payment review trigger |
Ruby Clarke / BMW 320d / Premium | Due 10 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.7KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Nissan Qashqai / SUV | Due 25 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.6KPriority 89 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / BMW 320d / Premium | Due 07 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 89 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Volkswagen Golf / Hatchback | Due 01 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 88 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Charlotte Webb / Hyundai Kona Electric / EV | Due 30 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.6KPriority 88 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
George Patel / Hyundai Kona Electric / EV | Due 20 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £9.1KPriority 88 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Mia Watson / Audi A4 / Premium | Due 13 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 88 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Kia EV6 / EV | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.9KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Mercedes-Benz Vito / Van | Due 19 Jul 26Touched today | Auction to Re-LeaseApproval return | £3.5KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jack Mason / BMW 320d / Premium | Due 28 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Leo Singh / Kia Sportage / SUV | Due 14 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 86 | Returned for rework before releaseReturned for Rework | George Patelblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Nissan Qashqai / SUV | Due 31 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £3.3KPriority 86 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Hyundai Kona Electric / EV | Due 19 May 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Case Actioning
Selected Case
Case 00052 / Amelia Bennett
Volkswagen Transporter / HP / Van
Route move
Auction to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£10.2K
Release call
Approval pack required
Next action
Submit selected route for approval
Timing
05 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.7K
Re Lease does not displace the lead route because it trails by £2,693; it remains in review-required posture.
Approval pack required
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£6.9K
Retained Value£10.6K£17.5K
Channel Cost£140£17.6K
VT Risk£1.2£17.6K
Servicing Load-£61.9£17.5K
Time Drag-£480.8£17.1K
Recommended route value£10.2K£17.1K
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalwatch
Approval packaging is still required before execution.
Separation of Dutiesready
Approval required before submission
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Recommendation accepted.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Selected / Recommended | Approval required / Validator | £10.2K | £17.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £7.5K | £14.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.8K | £13.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £395.1 | £7.3K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.9K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£216.6 | £6.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £8K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
2 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Recommended path selected
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry
Amelia ClarkePortfolio Manager / In Review / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00052 / Amelia Bennett
Volkswagen Transporter / HP / Van
Route move
Auction to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£10.2K
Release call
Approval pack required
Next action
Submit selected route for approval
Timing
05 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / In Review / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £2.7K
Re Lease does not displace the lead route because it trails by £2,693; it remains in review-required posture.
Approval pack required
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£6.9K
Retained Value£10.6K£17.5K
Channel Cost£140£17.6K
VT Risk£1.2£17.6K
Servicing Load-£61.9£17.5K
Time Drag-£480.8£17.1K
Recommended route value£10.2K£17.1K
Release Interlocks
Evidencewatch
2 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalwatch
Approval packaging is still required before execution.
Separation of Dutiesready
Approval required before submission
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Recommendation accepted.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Selected / Recommended | Approval required / Validator | £10.2K | £17.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £7.5K | £14.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £6.8K | £13.7K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Permitted | Approval required / Validator | £395.1 | £7.3K | Trade Sale Disposal is commercially credible for this van case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £6.9K | Auction Disposal is commercially credible for this van case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£216.6 | £6.7K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £8K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
2 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Recommended path selected
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry