Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now684 awaiting release
Approval Backlog44 pending release / 8 awaiting submission.
Value At Risk£206.2KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Sophie Walker / Nissan Qashqai / SUV | Due 13 Jun 26Touched today | Auction to Manual ReviewApproval return | -£201.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Ava Khan / Volkswagen Golf / Hatchback | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£93.3Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Charlotte Webb / Tesla Model 3 / EV | Due 09 Apr 26Touched today | Auction to Manual ReviewApproval return | -£606.4Priority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Theo Murphy / Tesla Model 3 / EV | Due 20 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.8KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Rework returned caseReturned for Rework |
Benjamin Ellis / Hyundai Tucson / SUV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £2.2KPriority 99 | Approval pack requiredApproval Pack Needed | Sophie Bennettblocked | Submit selected route for approvalApproval Pack Needed |
Isla Turner / Volkswagen Golf / Hatchback | Due 03 May 26Touched today | Auction to Manual ReviewApproval return | -£105.5Priority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Golf / Hatchback | Due 06 Apr 26Touched today | Auction to Re-LeaseApproval return | £1.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Kia Sportage / SUV | Due 16 May 26Touched today | Auction to Re-LeaseApproval return | £2.9KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Audi A4 / Premium | Due 27 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.6KPriority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jessica Wilson / Volkswagen Transporter / Van | Due 17 May 26Touched today | Auction to Manual ReviewApproval return | -£293.5Priority 99 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Hyundai Tucson / SUV | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 99 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Freya Ward / Ford Fiesta / Hatchback | Due 28 Apr 26Touched today | Auction to Manual ReviewApproval return | -£159Priority 96 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Mercedes-Benz C 220 / Premium | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseApproval return | £3.1KPriority 94 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Volkswagen Golf / Hatchback | Due 16 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.7KPriority 91 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Toyota Yaris / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 90 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Kia Sportage / SUV | Due 31 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 90 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Audi A4 / Premium | Due 08 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.7KPriority 90 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Amelia Bennett / Toyota Yaris / Hatchback | Due 04 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 89 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Jacob Fisher / Volkswagen Golf / Hatchback | Due 01 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 88 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Charlotte Webb / Hyundai Kona Electric / EV | Due 30 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.6KPriority 88 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Nissan Qashqai / SUV | Due 31 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £3.3KPriority 86 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Theo Murphy / Tesla Model 3 / EV | Due 27 May 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 85 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Nissan Qashqai / SUV | Due 22 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2KPriority 85 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Freya Ward / Mercedes-Benz Vito / Van | Due 07 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.6KPriority 84 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Benjamin Ellis / Tesla Model 3 / EV | Due 16 Jul 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 84 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / BMW 320d / Premium | Due 03 Jul 26Touched today | Digital Retail to Extend 12 MonthsApproval return | £2.5KPriority 82 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Nissan Qashqai / SUV | Due 29 Mar 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £3.4KPriority 81 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ruby Clarke / Ford Transit Custom / Van | Due 25 May 26Touched today | Auction to Re-LeaseMaturity horizon | £2.8KPriority 81 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Harry Campbell / Hyundai Tucson / SUV | Due 18 Jun 26Touched today | Digital Retail to Re-LeaseApproval return | £1.9KPriority 81 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Sophie Walker / Volkswagen Transporter / Van | Due 18 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £6.2KPriority 80 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Thomas Foster / Toyota Yaris / Hatchback | Due 25 May 26Touched today | Auction to Extend 12 MonthsApproval return | £3.8KPriority 80 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 80 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Finley Davies / Ford Transit Custom / Van | Due 19 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.7KPriority 79 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Ella Hughes / Volkswagen Golf / Hatchback | Due 25 Jun 26Touched today | Auction to Re-LeaseApproval return | £2.3KPriority 78 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Kia EV6 / EV | Due 29 Jun 26Touched today | Auction to Re-LeaseApproval return | £5KPriority 77 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Toyota Yaris / Hatchback | Due 24 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.1KPriority 77 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Harry Campbell / Nissan Qashqai / SUV | Due 23 Apr 26Touched today | Re-Lease to Re-LeaseApproval return | £0Priority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Nissan Qashqai / SUV | Due 24 Jul 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 75 | Returned for rework before releaseReturned for Rework | Sophie Bennettblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 30 Jun 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.3KPriority 74 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
George Patel / Volkswagen Golf / Hatchback | Due 19 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 73 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Nissan Qashqai / SUV | Due 19 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.2KPriority 72 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
George Patel / Nissan Qashqai / SUV | Due 14 Jun 26Touched today | Auction to Manual ReviewMaturity horizon | -£478.4Priority 72 | Blocked by policyRoute Selection | Sophie Bennettblocked | Select route from ranked optionsBlocked by policy |
Ruby Clarke / Nissan Qashqai / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 71 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Tesla Model 3 / EV | Due 04 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.7KPriority 71 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Oscar Hall / Toyota Yaris / Hatchback | Due 06 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.1KPriority 70 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Daniel Roberts / Kia Sportage / SUV | Due 05 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £4KPriority 70 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Lily Jenkins / Nissan Qashqai / SUV | Due 07 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.3KPriority 70 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Daniel Roberts / Audi A4 / Premium | Due 02 May 26Touched today | Auction to Re-LeaseMaturity horizon | £4.9KPriority 69 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Isla Turner / Ford Fiesta / Hatchback | Due 24 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £2.3KPriority 69 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Thomas Foster / Ford Transit Custom / Van | Due 01 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £6.5KPriority 68 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Grace Graham / Volkswagen Golf / Hatchback | Due 03 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 68 | Policy review requiredNegative equity escalation trigger | Sophie Bennettwatch | Select route from ranked optionsNegative equity escalation trigger |
Oliver Price / Mercedes-Benz C 220 / Premium | Due 02 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Isla Turner / Kia Sportage / SUV | Due 30 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £5.8KPriority 68 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
George Patel / Kia Sportage / SUV | Due 11 May 26Touched today | Digital Retail to Extend 12 MonthsMaturity horizon | £6.8KPriority 67 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Grace Graham / Kia Sportage / SUV | Due 14 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £3.6KPriority 67 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Ford Transit Custom / Van | Due 30 Mar 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.7KPriority 64 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Volkswagen Transporter / Van | Due 30 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.9KPriority 64 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Lily Jenkins / Toyota Yaris / Hatchback | Due 21 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 63 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Audi A4 / Premium | Due 15 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 62 | Policy review requiredExtension mileage ceiling | Sophie Bennettwatch | Select route from ranked optionsExtension mileage ceiling |
Lucas Edwards / Volkswagen Golf / Hatchback | Due 20 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.9KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Grace Graham / Nissan Qashqai / SUV | Due 28 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Oliver Price / Volkswagen Golf / Hatchback | Due 27 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.5KPriority 61 | Policy review requiredAuction fallback threshold | Sophie Bennettwatch | Select route from ranked optionsAuction fallback threshold |
Jacob Fisher / Ford Fiesta / Hatchback | Due 19 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.6KPriority 61 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Ruby Clarke / Hyundai Tucson / SUV | Due 29 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 61 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jack Mason / Kia Sportage / SUV | Due 28 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Toyota Yaris / Hatchback | Due 17 Jun 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Mercedes-Benz Vito / Van | Due 09 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £4.6KPriority 60 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Amelia Bennett / Mercedes-Benz C 220 / Premium | Due 15 Jul 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2KPriority 60 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Kia Sportage / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.5KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Archie Taylor / Hyundai Tucson / SUV | Due 24 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3KPriority 59 | Policy review requiredIrregular payment review trigger | Sophie Bennettwatch | Select route from ranked optionsIrregular payment review trigger |
Oliver Price / Hyundai Tucson / SUV | Due 03 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 59 | Policy review requiredPolicy Review Required | Sophie Bennettwatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Toyota Yaris / Hatchback | Due 04 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 58 | Policy review required12-month extension age ceiling | Sophie Bennettwatch | Select route from ranked options12-month extension age ceiling |
Case Actioning
Selected Case
Case 00048 / Jacob Fisher
Volkswagen Golf / PCP / Hatchback
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2K
Release call
Policy review route
Next action
Select route from ranked options
Timing
01 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £194.1
Extend 12 Months does not displace the lead route because it trails by £194; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£7.5K
Retained Value£1.8K£9.3K
Channel Cost£110£9.4K
VT Risk-£3£9.4K
Servicing Load-£20£9.4K
Time Drag£72.9£9.4K
Recommended route value£2K£9.4K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Auction fallback threshold
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £2K | £9.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.8K | £9.2K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.6K | £9K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £7.5K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£363.1 | £7.1K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£558.1 | £6.9K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £637.6 | £8.1K | Blocked by policy: Retail mileage overrun ceiling. | Blocked by Retail mileage overrun ceiling. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Auction fallback threshold
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Sophie Bennett
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00048 / Jacob Fisher
Volkswagen Golf / PCP / Hatchback
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2K
Release call
Policy review route
Next action
Select route from ranked options
Timing
01 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £194.1
Extend 12 Months does not displace the lead route because it trails by £194; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£7.5K
Retained Value£1.8K£9.3K
Channel Cost£110£9.4K
VT Risk-£3£9.4K
Servicing Load-£20£9.4K
Time Drag£72.9£9.4K
Recommended route value£2K£9.4K
Release Interlocks
Evidencewatch
1 source inputs need review before actioning.
Policywatch
Auction fallback threshold
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Recommended | Approval required / Validator | £2K | £9.4K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and watch payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £1.8K | £9.2K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £1.6K | £9K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £7.5K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£363.1 | £7.1K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£558.1 | £6.9K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £637.6 | £8.1K | Blocked by policy: Retail mileage overrun ceiling. | Blocked by Retail mileage overrun ceiling. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Auction fallback threshold
Freshness
1 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Sophie Bennett
Maturity horizon entry