Cases
Cases
140 live cases require action in the current scope.
ViewLive Queue140 in scope
Ready Now693 awaiting release
Approval Backlog34 pending release / 8 awaiting submission.
Value At Risk£304.5KBase Market
PublicationData delayed30 Mar, 23:44
Release Queue
140 live cases in scope
| Case | Due / Freshness | Route Move | Delta | Release Gate | Owner | Next Action |
|---|---|---|---|---|---|---|
Leo Singh / Mercedes-Benz C 220 / Premium | Due 19 Jul 26Touched today | Auction to Manual ReviewApproval return | -£262.5Priority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Grace Graham / Mercedes-Benz Vito / Van | Due 04 Apr 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Rework returned caseReturned for Rework |
Theo Murphy / BMW 320d / Premium | Due 30 Mar 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.9KPriority 99 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Confirm executionNegative equity escalation trigger |
Sophie Walker / Volkswagen Golf / Hatchback | Due 19 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Confirm executionReturned for Rework |
Daniel Roberts / Volkswagen Transporter / Van | Due 02 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10KPriority 99 | Pending validator releasePending Validator Release | Amelia Clarkeblocked | Await second-line releasePending Validator Release |
Amelia Bennett / Volkswagen Transporter / Van | Due 05 Apr 26Touched today | Auction to Extend 12 MonthsApproval return | £10.2KPriority 99 | Approval pack requiredApproval Pack Needed | Amelia Clarkeblocked | Submit selected route for approvalApproval Pack Needed |
Charlotte Webb / Audi A4 / Premium | Due 21 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Harry Campbell / Kia EV6 / EV | Due 15 Jun 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Nissan Qashqai / SUV | Due 24 Jun 26Touched today | Auction to Manual ReviewApproval return | -£245.8Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / Kia EV6 / EV | Due 26 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £5.4KPriority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lily Jenkins / Volkswagen Golf / Hatchback | Due 10 Jun 26Touched today | Auction to Manual ReviewApproval return | -£116.7Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Ford Transit Custom / Van | Due 22 Jul 26Touched today | Auction to Manual ReviewApproval return | -£316.2Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Kia Sportage / SUV | Due 10 Apr 26Touched today | Auction to Manual ReviewApproval return | -£358.1Priority 99 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Audi A4 / Premium | Due 28 Mar 26Touched today | Trade Sale to Trade SaleMaturity horizon | £3.7KPriority 98 | Policy review requiredCapacity limited | Amelia Clarkewatch | Confirm executionCapacity limited |
Sophie Walker / Volkswagen Golf / Hatchback | Due 05 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Audi A4 / Premium | Due 18 May 26Touched today | Auction to Re-LeaseApproval return | £4.3KPriority 96 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Daniel Roberts / Volkswagen Golf / Hatchback | Due 21 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £2.5KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Isla Turner / Volkswagen Golf / Hatchback | Due 28 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £3.6KPriority 94 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jack Mason / Tesla Model 3 / EV | Due 28 Apr 26Touched today | Auction to Re-LeaseApproval return | £4KPriority 91 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Jacob Fisher / Hyundai Kona Electric / EV | Due 03 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.7KPriority 91 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Jack Mason / Kia Sportage / SUV | Due 10 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 90 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Isla Turner / Ford Fiesta / Hatchback | Due 02 Jun 26Touched today | Auction to Re-LeaseApproval return | £1.3KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Audi A4 / Premium | Due 02 May 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £10.8KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ruby Clarke / BMW 320d / Premium | Due 10 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.7KPriority 89 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Benjamin Ellis / BMW 320d / Premium | Due 07 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.3KPriority 89 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Hyundai Kona Electric / EV | Due 20 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £9.1KPriority 88 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oscar Hall / Kia EV6 / EV | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.9KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
George Patel / Mercedes-Benz Vito / Van | Due 19 Jul 26Touched today | Auction to Re-LeaseApproval return | £3.5KPriority 87 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Ford Transit Custom / Van | Due 29 May 26Touched today | Trade Sale to Re-LeaseApproval return | £2.7KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Hyundai Kona Electric / EV | Due 19 May 26Touched today | Auction to Re-LeaseApproval return | £3.8KPriority 86 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Thomas Foster / Tesla Model 3 / EV | Due 22 Apr 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £4.8KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Volkswagen Golf / Hatchback | Due 01 May 26Touched today | Auction to Re-LeaseApproval return | £2.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Finley Davies / Kia EV6 / EV | Due 08 May 26Touched today | Auction to Extend 12 MonthsApproval return | £6.3KPriority 85 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ava Khan / Tesla Model 3 / EV | Due 03 May 26Touched today | Trade Sale to Re-LeaseApproval return | £3.2KPriority 83 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Oliver Price / Ford Transit Custom / Van | Due 25 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £9.4KPriority 83 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Daniel Roberts / Hyundai Kona Electric / EV | Due 30 Jun 26Touched today | Auction to Re-LeaseApproval return | £3.3KPriority 82 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Charlotte Webb / Ford Fiesta / Hatchback | Due 03 Jul 26Touched today | Auction to Re-LeaseApproval return | £1.8KPriority 81 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Kia Sportage / SUV | Due 09 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £3.8KPriority 81 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Mia Watson / Kia Sportage / SUV | Due 10 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 80 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Archie Taylor / Volkswagen Transporter / Van | Due 18 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £10.2KPriority 79 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Freya Ward / Ford Fiesta / Hatchback | Due 31 Mar 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ella Hughes / Audi A4 / Premium | Due 04 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £2.2KPriority 77 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Hyundai Tucson / SUV | Due 12 May 26Touched today | Digital Retail to Re-LeaseApproval return | £1.6KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Ella Hughes / Volkswagen Transporter / Van | Due 16 Jun 26Touched today | Auction to Extend 12 MonthsApproval return | £10.4KPriority 77 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Grace Graham / Volkswagen Transporter / Van | Due 16 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.6KPriority 76 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Ruby Clarke / Kia Sportage / SUV | Due 26 Jun 26Touched today | Trade Sale to Extend 12 MonthsApproval return | £3.8KPriority 76 | Returned for rework before releaseReturned for Rework | Amelia Clarkeblocked | Select route from ranked optionsReturned for Rework |
Lucas Edwards / Hyundai Tucson / SUV | Due 20 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.5KPriority 75 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Ava Khan / Nissan Qashqai / SUV | Due 08 Jun 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.4KPriority 74 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
Jacob Fisher / Hyundai Kona Electric / EV | Due 04 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £9.1KPriority 74 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Oliver Price / Tesla Model 3 / EV | Due 12 Jul 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £3.4KPriority 73 | Policy review requiredNegative equity escalation trigger | Amelia Clarkewatch | Select route from ranked optionsNegative equity escalation trigger |
Oliver Price / Hyundai Tucson / SUV | Due 30 May 26Touched today | Auction to Re-LeaseMaturity horizon | £4.7KPriority 73 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Thomas Foster / BMW 320d / Premium | Due 05 May 26Touched today | Auction to Manual ReviewMaturity horizon | -£651.5Priority 73 | Blocked by policyRoute Selection | Amelia Clarkeblocked | Select route from ranked optionsBlocked by policy |
Harry Campbell / Kia Sportage / SUV | Due 25 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £8KPriority 72 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Jessica Wilson / Volkswagen Golf / Hatchback | Due 25 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.2KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
George Patel / Volkswagen Golf / Hatchback | Due 17 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.8KPriority 70 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Harry Campbell / Volkswagen Golf / Hatchback | Due 19 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5.2KPriority 69 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Lucas Edwards / BMW 320d / Premium | Due 23 May 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £1.8KPriority 68 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Jacob Fisher / Nissan Qashqai / SUV | Due 05 Jul 26Touched today | Auction to Manual ReviewMaturity horizon | -£426.3Priority 68 | Blocked by policyRoute Selection | Amelia Clarkeblocked | Select route from ranked optionsBlocked by policy |
Oscar Hall / Tesla Model 3 / EV | Due 05 Jul 26Touched today | Auction to Re-LeaseMaturity horizon | £5.8KPriority 68 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Jessica Wilson / Nissan Qashqai / SUV | Due 25 Apr 26Touched today | Auction to Extend 12 MonthsMaturity horizon | £7.7KPriority 68 | Policy review requiredStressed payment manual review | Amelia Clarkewatch | Select route from ranked optionsStressed payment manual review |
Lily Jenkins / BMW 320d / Premium | Due 22 Jun 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £10.7KPriority 67 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Lily Jenkins / BMW 320d / Premium | Due 12 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £6.8KPriority 67 | Policy review required12-month extension age ceiling | Amelia Clarkewatch | Select route from ranked options12-month extension age ceiling |
Grace Graham / Toyota Yaris / Hatchback | Due 29 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 67 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Benjamin Ellis / Mercedes-Benz C 220 / Premium | Due 09 Apr 26Touched today | Digital Retail to Re-LeaseMaturity horizon | £3.4KPriority 66 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Lucas Edwards / Mercedes-Benz C 220 / Premium | Due 30 Jun 26Touched today | Auction to Re-LeaseMaturity horizon | £4.5KPriority 65 | Policy review requiredIrregular payment review trigger | Amelia Clarkewatch | Select route from ranked optionsIrregular payment review trigger |
Ruby Clarke / Toyota Yaris / Hatchback | Due 11 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £2.6KPriority 64 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Theo Murphy / Mercedes-Benz C 220 / Premium | Due 08 Jul 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £7.3KPriority 64 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Mia Watson / Hyundai Kona Electric / EV | Due 27 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £4.2KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Charlotte Webb / Toyota Yaris / Hatchback | Due 01 May 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.6KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Mia Watson / Audi A4 / Premium | Due 09 Apr 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £5KPriority 63 | Policy review requiredAuction fallback threshold | Amelia Clarkewatch | Select route from ranked optionsAuction fallback threshold |
Theo Murphy / Ford Fiesta / Hatchback | Due 08 Apr 26Touched today | Trade Sale to Re-LeaseMaturity horizon | £1.7KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Amelia Bennett / Kia EV6 / EV | Due 20 May 26Touched today | Trade Sale to Extend 12 MonthsMaturity horizon | £11.5KPriority 63 | Policy review requiredPolicy Review Required | Amelia Clarkewatch | Select route from ranked optionsPolicy Review Required |
Case Actioning
Selected Case
Case 00043 / Thomas Foster
Tesla Model 3 / HP / EV
Route move
Trade Sale to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£4.8K
Release call
Policy review route
Next action
Select route from ranked options
Timing
22 Apr 26
Touched 30 Mar, 23:44
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £411.9
Re Lease does not displace the lead route because it trails by £412; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Retained Value£5.2K£18.5K
Channel Cost£65£18.5K
Servicing Load-£60£18.5K
Time Drag-£431.4£18.1K
Recommended route value£4.8K£18.1K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £4.8K | £18.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £4.4K | £17.6K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £3.6K | £16.8K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £13.2K | Trade Sale Disposal is commercially credible for this ev case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£611.4 | £12.6K | Auction Disposal is commercially credible for this ev case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£974.1 | £12.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.4K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00043 / Thomas Foster
Tesla Model 3 / HP / EV
Route move
Trade Sale to Extend 12 Months
Lead route
Extend 12 Months
Expected delta
£4.8K
Release call
Policy review route
Next action
Select route from ranked options
Timing
22 Apr 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Recommended / Not Required
Approval Required / Validator approval is required before execution.
Recommended Route
Extend 12 Months
12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable.
Closest Alternative
Re Lease
Gap £411.9
Re Lease does not displace the lead route because it trails by £412; it remains in review-required posture.
Policy review route
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£13.2K
Retained Value£5.2K£18.5K
Channel Cost£65£18.5K
Servicing Load-£60£18.5K
Time Drag-£431.4£18.1K
Recommended route value£4.8K£18.1K
Release Interlocks
Evidenceready
All live source inputs are current.
Policywatch
12-month extension age ceiling
Approvalwatch
Lead route will require validator release once a route is selected.
Separation of Dutiesready
No second-line release required
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Latest case history update landed after publication: Decision inputs captured.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Extend 12 Months | Lead / Recommended | Approval required / Validator | £4.8K | £18.1K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Re Lease | Permitted | Approval required / Validator | £4.4K | £17.6K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and clean payment posture remain inside tolerance. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £3.6K | £16.8K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £13.2K | Trade Sale Disposal is commercially credible for this ev case, but current Trade Sale headroom is binding and a lower-friction route can clear sooner. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£611.4 | £12.6K | Auction Disposal is commercially credible for this ev case, but current Auction headroom is binding and a lower-friction route can clear sooner. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£974.1 | £12.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Release clear | £1.1K | £14.4K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
12-month extension age ceiling
Freshness
All live source inputs are current.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner01 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Portfolio Manager01 Jan, 09:00
Case Identified
Amelia Clarke
Maturity horizon entry