Cases
Cases
1 live case requires action in the current scope.
ViewLive Queue1 in scope
Ready Now10 awaiting release
Approval Backlog04 pending release / 8 awaiting submission.
Value At Risk£2.8KBase Market
PublicationData delayed30 Mar, 23:44
Selected Case
1 live case in scope
Case 00216Theo Murphy
Theo Murphy / Tesla Model 3 / EV
£2.8K
Due 20 May 26
Trade Sale to Re-Lease
Approval return · Rework returned case · Returned for Rework
Sophie BennettReturned for rework before releaseReturned for Rework
Case Actioning
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Watchlists
Watchlists stay hidden while the scope is filtered or narrow.
Selected Case
Case 00216 / Theo Murphy
Tesla Model 3 / PCP / EV
Route move
Trade Sale to Re-Lease
Lead route
Re-Lease
Expected delta
£2.8K
Release call
Returned for rework
Next action
Rework returned case
Timing
20 May 26
Touched 30 Mar, 23:44
Amelia ClarkePortfolio Manager / Rejected / Rejected
Approval Required / Validator approval is required before execution.
Recommended Route
Re-Lease
Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance.
Closest Alternative
Extend 12 Months
Gap £274.9
Extend 12 Months does not displace the lead route because it trails by £275; it remains in review-required posture.
Returned for rework
Commercial Waterfall
ItemMovementRunning Value
Baseline route-£10.1K
Retained Value£2.8K£12.9K
Channel Cost£110£13K
VT Risk-£7.9£13K
Servicing Load-£50.4£12.9K
Time Drag-£61.2£12.9K
Recommended route value£2.8K£12.9K
Release Interlocks
Evidencewatch
3 source inputs need review before actioning.
Policywatch
Irregular payment review trigger
Approvalblocked
Second-line release returned the case for rework.
Separation of Dutiesready
Returned for rework
Operating Notewatch
No operating note has been left on the case yet.
Change Since Publication
Case activity moved after the active publication at 30 Mar, 23:44.
Second-line release returned the case for rework.
Latest case history update landed after publication: Approval rejected.
| Route | Status | Release Gate | Delta | Value | Rationale | Constraint |
|---|---|---|---|---|---|---|
| Re Lease | Lead / Selected / Recommended | Approval required / Validator | £2.8K | £12.9K | Re-lease holds the strongest retained-value position while mileage, vehicle age, and irregular payment posture remain inside tolerance. | - |
| Extend 12 Months | Permitted | Approval required / Validator | £2.5K | £12.6K | 12-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Extend 6 Months | Permitted | Approval required / Validator | £2.1K | £12.2K | 6-month extension preserves value against immediate disposal while residual pressure and servicing drag stay controllable. | - |
| Trade Sale Disposal | Baseline / Current Plan | Approval required / Validator | £0 | £10.1K | Trade sale clears the vehicle with stronger execution certainty once carrying cost and channel friction are priced into the route. | - |
| Auction Disposal | Permitted | Approval required / Validator | -£506.5 | £9.6K | Auction is the fastest credible exit once mileage, condition, and time-to-clear pressure are priced into the decision. | - |
| Manual Exception Review | Permitted | Approval required / Validator | -£798.2 | £9.3K | Manual review is being held as the controlled path because treatment, arrears, or policy friction prevents straight-through release. | - |
| Digital Retail Disposal | Blocked | Approval required / Validator | £920.4 | £11K | Blocked by policy: Digital retail segment eligibility. | Blocked by Digital retail segment eligibility. |
Evidence & Notes
Publication Context
Published 30 Mar, 23:44.
Irregular payment review trigger
Freshness
3 source inputs need review before actioning.
Latest Note
No operating note has been recorded on the case yet.
Latest History
Seeded release rejection to preserve visible rework pressure.
Validator30 Mar, 23:44
Approval rejected
Ruby Singh
Seeded release rejection to preserve visible rework pressure.
Portfolio Manager30 Mar, 23:44
Approval requested
George Patel
Approval requested
Portfolio Manager30 Mar, 23:44
Recommendation accepted
George Patel
Recommended path selected
Policy Owner30 Mar, 23:44
Decision inputs captured
SYSTEM
Decision inputs captured
Policy Owner30 Mar, 23:44
Decision snapshot published
SYSTEM
Default seed generated
Policy Owner20 Jan, 09:01
Recommendation refreshed
SYSTEM
Default seed generated